This is what I know.
CA named Mercantile called and said I owed energy company 3526, 80. I asked them to send me a bill of the "alleged" debt. Got the letter in the mail. I called the OC they no longer own the debt and have forward it over to a CA. The OC says I owe 1047.00 but the OC says the account is handled by CA called Primary TCS (I have not called them)
I do not know WHAT to do. This has not hit my credit yet and according to Mercantile they are trying to work with me. I have no clue what to do so prevent this from hitting my credit but the OC says I can pay them and they will notify the CA (Primary TCS) but who in the heck is Mercantile and where did they get these figures. I do dispute the amount with the OC but the reason they are not willing to budge on.
Mercantile says I have 30 days to respond to this balance due letter.
Someone please help me time is wasting.
myFICOisNOTWACKO but MYFICOisWACKO get it?!?
6.18.2011Lender pull:
EX-640 Fair Issac V2/TUClassic 04-658/EQ Beacon 5-741
5.20.2011 myFICO pulls:
TU 789 EQ 727
Closed on home 6/27/2011! 180K 4.625% Thanks myFICO!
