No answer to DV letter. What do I do?

[movinonup79]

So I  sent out a DV letter on November 13 to Outsource Receiveables.  It is actually a new collection that hit my reports a couple months ago and I think is really dinging my score.  I have had no response.  What steps do I take now?

[Anonymous]

You can send a second DV  CMRRR  or try to have the CAs delete by

mail a copy of the DV letter, copy of the GC (both sides) and cert # along with this letter to each CRA reporting. (do not sign your name)

Your nameAddressCity,StateZzip

CRA NameAddressCity,State Zip
 Date RE: Account #_________/Original Creditor’s Name  Dear CRA:: This is a request for deletion of a disputed item. I have attempted to have this alleged debt verified by the alleged creditor and collection agency to no avail. I am respectfully requesting that “collection agency” do what is legally mandated by the FCRA and FDCPA, and delete the account listing.   Name of Creditor/collection agency, Account #_________ On XX XX 09, "Collection agency" received a demand for validation from me. Attached is a copy of that letter along with the U.S. Post Office return receipt showing they did indeed receive the request.  As of today, XX XX,09 they have failed to provide any proof or respond in any way.  On XX XX,09, I sent a second letter. Again,I have received no response. Attached is a copy of the letter and U.S.post office showing they did receive that letter. The FDCPA states they Must cease collection activity until they produce verification of the alleged debt if so requested. As per the FTC, this includes reporting to the credit bureaus, which they obviously have done illegally. It is quite evident that no such proof of this alleged debt exists or they would have provided it in the previous XX months since it was requested. Also, when an alleged debt is disputed, a notation must be entered on the debtors report showing the item as in dispute. Again this was not done. Another violation of the FDCPA.(DELETE THIS PARAGRAPH IF IT DOES NOT APPLY). As per the FCRA, if no proof of debt exists, it may not be reported to the credit bureaus.The FCRA also states that the credit reporting agencies must receive written proof from the debtor. Therefore, I am not asking for an investigation to be done, I am requesting that the entry be deleted in its entirety as there is no proof of its existence as evidenced by my attached documented proof. Sincerely,

[movinonup79]

Thank you!