I got so excited this morning when I saw a score watch email...I was expecting a pretty substantial bump since I just paid down my cc from $2000 to $400. Overall utl is down to 10% with only that one card showing a balance. Score watch was only for the balance decrease and gave me no score bump! Boo!!! Oh well, looks like it's back to the waiting game...letting my accts age and waiting for baddies to fall off.
