No card options... FRUSTRATED!

[new_earth]

try first premier bank? they've been good for me so far. also all comenity backed store cards (look up "shopping card trick" in these forums), also Macy's and Bloomingdales. these all approved me when no one else would.

[reno55]

@dabears do you think that will help? We habe a good plan on her card to get some positive trading going

[reno55]

I've Tryed shopping card trick to no avail and I burned first premier in bk. I have not Tryed macys

[reno55]

I burned comenity victorias secret in bk

[DiabolicallyRandom]

Are the addresses on your reports correct? I have read if they arent correct that the shopping cart trick wont work. Maybe you can even find a credit union online that isnt in your local area that you can still qualify for. Any military background?

[reno55]

No military background and now cap one told me they can't see my file due to fraud alert but it's removed from eq and tu still getting ex to remove it from theirs

[DaBears]

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@reno55 wrote:
@DaBears do you think that will help? We habe a good plan on her card to get some positive trading going

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It will definately help. just make sure their is no lates!!!!!

[cyberone28]

try OPEN SKY SECURED CARD there is no credit check and they report to 3 agencies,

also first progress car is nice too

[mojobones89]

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@reno55 wrote:
My wife and I just discharged chapter 7 on 3/13/2013.

I went through and disputed and made sure all our accounts were reporting iib and all disputes for both of us are completed.

Following the advice on here we Tryed apping for capitol one to start rebuilding and my wife got approved (even burned them in bk) and I did not. She got approved for an unsecured card too.

I have Tryed credit one, fingerhut , getington and cap one and still nobody will approve me.

How am I going to start to get positive credit reporting if I can't get anything? Anyone have any ideas here? I'm at wits end

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you have to remember of what is on your credit report and what bureau they are pulling,maybe your wife can add you as a AU on her Capitalone Card.
try orchardbank,first premier or even a secured cc.

check the reasons why you are getting declined and work on them.

applying for all those and a chapter 7 may not be helping your situation.

wait a bit before applying and adding all those HP's which are hurting your scores and also hurting your chances of getting approved for a cc.

[lesse]

I had a c/o recently with FP and i settled with them and was approved another card not even a month later.. im not sure if i will accept it though still debating.. i also got credit one and a NFCU secured cc. Macys is pretty forgiving.. i was also denied by cap one secured and unsecured so dont feel bad.. even boa ive been with for 5 years with direct deposit denied me a secured card