Credit unions are a great way to build credit. You can develop a very good business relationship which will be very useful in the future. I have bank representatives calling me and asking how we are doing and if there are any banking needs we have. The manager at one of the local banks I use has stopped outside while I was mowing the yard and chatted for a bit. Local banks and CUs can be a great asset. Congrats!
July 2013 score: EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+
Take the myFICO Fitness Challenge
Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!
June 2017 update: All scores over 820, just pure gardening now.