So..after a lengthy journey of achieving an 844... I cannot believe I forgot I used a Kohl's CC and thus forgot to pay it on time.. As soon as I realized it, I PIF. I'm nervously sitting on the edge of my seat waiting for the 30 day late to show up on an otherwise perfect slate. Anyone know what day Kohl's usually reports? I've heard they are typically very unwilling to reverse.. I'm holding my breath..anybody have recet experiences with them along thee lines?
Starting Score: EQ:630 TU:682 June 2012
@glamchick wrote:Some companies don't report unless its 60 days are you sure its already been reported?
And keep trying with the GW you might just get lucky. And don't worry it happens to all of us. I keep a calendar and i check it everyday.
Good luck!
Thanks.. No, it hasn't been reported yet but I just paid it a few days ago.. Hoping they won't report but I suspect they might. If they do, I'll try GW route.
Cal and ask to speak to a supervisor
tell them you thought you had already paid.. never been late.. etc..
ask them to ';rehabilitate' your account
tell them you thought you had already paid.. never been late.. etc..
ask them to ';rehabilitate' your account
@JTC403 wrote:
Cal and ask to speak to a supervisor
tell them you thought you had already paid.. never been late.. etc..
ask them to ';rehabilitate' your account
Thanks for the advice.. I will try and be patient and wait to see if I get dinged .. if not could I be opening a can of worms?