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No score bump with removal of judgement!

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SouthernGirl819
Valued Member
‎09-09-2013 06:08 PM
‎09-09-2013 06:08 PM

No score bump with removal of judgement!

I won a battle with EQ to have a paid judgement removed from my credit file. My score didn't budge!! Was it worth the effort?

Beginning Scores: EQ 487 EP 527 TU 567 June 2013
Updated EQ Score: 524 as of 07/09/13
Updated Scores: FAKO - EQ 553 EX 595 TU 610
FICO EQ 501 EX 580
Goal: 700+ club
I'm Motivated!!! Thanks to all member's of myFICO!
Message 1 of 7
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6 REPLIES 6
starry1
Valued Contributor
‎09-09-2013 06:12 PM
‎09-09-2013 06:12 PM

Re: No score bump with removal of judgement!

Of course it was worth it. You don't have a public record on your file anymore.
Starting Score: 11/29/12 TU 527; EQ 565; EX 564 fako - bk7 dc'd 2/15/13
Current Score: 1/22/15 TU 645; EQ 605; EX 633 New goal 675
Cap1 sec $1k (SD) / Fingerhut $2k / Flagship $12k / cashRewards $12k / NavChek $15k / Amazon $2k / Von Maur $1k / Firestone $2.2k / BCU $3k / NFL $1k / QS1 $750 / Target $400 / PPSC $800 / Conoco $700 (last app 09/29/14)
Message 2 of 7
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Dapper_Dan
Contributor
‎09-09-2013 06:25 PM
‎09-09-2013 06:25 PM

Re: No score bump with removal of judgement!

It was most definitely worht it, espcially since it means you'll likey be moved into the next scoring bucket.  Contrats!

4/2012 **Paid off 60 month car loan in 60 months**
6/11/2012 500 Auto EQ (CarMax)
7/2012 **Paid off 60 month VW car loan in 32 months**
8/13/2012 584 TU myFICO
8/16/2012 577 EQ myFICO
8/18/2012 **New $500 CC from WalMart** (1st CC since 2008)
8/19/2012 **New $200 CC from Capital One** (2nd CC since 2008)
Message 3 of 7
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907grown
Established Contributor
‎09-09-2013 06:29 PM
‎09-09-2013 06:29 PM

Re: No score bump with removal of judgement!

Any positive step score increase or none, is a great step worth every ounce of effort!! Keep it up!

Starting Score: 460
Current Score: EQ 764, TU 764, EX 740,
BOA AK AIR 30,000, Discover IT 6300, Freedom 25,300, Barclays RMC 15,660, Ring 15,000, BCE 15,000, QS17,000,AARP 15,000, ChaseFU 8,000,AND A LOT MORE!
Message 4 of 7
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SouthernGirl819
Valued Member
‎09-09-2013 07:29 PM
‎09-09-2013 07:29 PM

Re: No score bump with removal of judgement!

I'm excited either way. I just assumed my score would go up a little bit! Now I'm off to get some other baddies off. Namely the infamous midland!!
Beginning Scores: EQ 487 EP 527 TU 567 June 2013
Updated EQ Score: 524 as of 07/09/13
Updated Scores: FAKO - EQ 553 EX 595 TU 610
FICO EQ 501 EX 580
Goal: 700+ club
I'm Motivated!!! Thanks to all member's of myFICO!
Message 5 of 7
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llecs
Moderator Emeritus
‎09-09-2013 07:38 PM
‎09-09-2013 07:38 PM

Re: No score bump with removal of judgement!

Do you have any other judgments or other PRs reporting?

Message 6 of 7
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SteelBull
New Member
New Member
‎09-10-2013 07:04 AM
‎09-10-2013 07:04 AM

Re: No score bump with removal of judgments!

Congratulation! How did you ask EQ remove your judgments?. Thanks in advance.

Message 7 of 7
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