No success with removing inquires.

Lasardo · ‎04-26-2012

I have sent in letters simultaneously to the creditor and the credit bureau disputing several inquires on my credit report that I did not authorize. I have received letters back from either the creditor or the credit bureau basically pointing the finger at each other. Any advise in getting these removed would be helpful.

CS 728- 01/13 from 554-12/11
Goal: 800

pizzadude · ‎01-28-2010

How many inquiries did you dispute and how old are they ? People have reported getting fraud alerts added for disputing inquiries, and the points involved are usually minimal.

March2010 FICO® ~ 695 TU, 653 EQ, 697 EX

rckstrscott · ‎04-25-2011

pizzadude wrote:
How many inquiries did you dispute and how old are they ? People have reported getting fraud alerts added for disputing inquiries, and the points involved are usually minimal.

^^^^

I got a handful of fraud alerts.

Plus if you didn't authorize them, its ID theft, and its pretty easy to take care of. Just file a police report.

-scott

Starting FICO Score: 10/10: TU 498 | EQ: 502 Current FICO Score(lender pull): 05/12: TU: 722 | EQ: 712 | EX: 686
Collections Removed: Hunter Warfield, CBE Group, Merchants Credit Guide, EOS-CCA, Enhanced Recovery, Portfolio Recovery, UCB, American Collection Company, Medical Business Bureau, Jefferson Capital, Credit Portfolio Associates, FCO, LVNV, Convergent, Armor Systems
Other Negative Entries Removed:Plains Commerce CO, HSBC CO, 2008 Judgment Santander Reposession
Still Working On: Illinois Paid Tax Lien,
Positive Accounts:10/10: 0 | 07/12: 6 | Mortgage Closed 5/12, Macy's AMEX $3900, Citi/Home Depot $2000, Capital One Cash Rewards $1500, Capital One Secured $500, Credit One Bank $500. Total Utilization: 6%. AAoA: 1yr, 7mth. INQS: 8 TU, 8 EQ, 4 EX

Rebuilding Your Credit

No success with removing inquires.

Re: No success with removing inquires.

Re: No success with removing inquires.