Noooo, 83 Point Decrease....... WHY???

[Anonymous]

I've been working on my credit for the past 6 months and have slowly been climbling the ladder. My original eq score was about a 520. I cracked the 600 club about a week ago. I've been using Myfico and Creditkarma to check my scores . Today when I logged into CK my score had dropped 83 points. This has got to be a mistake. I havn't missed one payment. I have added new accounts and everything is in good standing. The only thing that has change was the age of my credit history. I had a collection deleted. My average age of credit history was 3.67 years. Now its  2.8 years. There is no way that could drop my score 83 points. I figured it would go up because of the deleted collection. Someone please tell me credit karma has made a mistake and my score has not dropped 83 points. It hasnt changed on myfico some I'm hoping there was a glitch......... :'''(

[Anonymous]

wowww!!!! I think I just found out what hit my credit.......... I think I'm in student loan hell right now

[gdale6]

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@Anonymous wrote:

wowww!!!! I think I just found out what hit my credit.......... I think I'm in student loan hell right now

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Ok, wow... FYI only OC open and closed accounts are factored into AAoA with Fico. CK only uses open accounts.

[Anonymous]

CreditKarma scores are not real FICO scores. Mine have been as much as 100 lower on CK as my real FICO scores.