05-20-2012 10:30 PM
Hi all,
Need some help here. I have an HSBC charge off(paid off) on my CR report by HSBC. I GW them and they reply by saying that they no longer own the accoutn and to contact Noram Capital for further processing. i don't understand, how is the collection agency going to delete the charge off, when HSBC is reporting the tradeline? what should i do?

myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.
>> About myFICO


