Established Contributor
Posts: 620
Registered: ‎08-16-2008

Not sure how to fix this....

[ Edited ]

Hello all,

I pulled my credit report from this site and on page two where it shows you how to understand your FICO score and give you what is hurting your score. Anyway, it lists 4 things. The last one is saying that I have balances on accounts that are past due. However what they are listing as past due is my auto installment of $14,000. The problem with this is that its NOT past due. I am current and have been for 12 months. I believe this is keeping my scores down.


Is this a true statement? Why would the score report state this? Is there anything that I can do to fix this?


Please help!!


I just looked further and under credit at a glance it says that I have just over $900 past due on 3 accounts.  now i am even more confused.  which of these ar really hurting my scores? 

Message Edited by aquatic1 on 08-06-2009 06:00 PM

Starting Score: TU:537
Current Score: TU:683 (3/11/10)
Goal Score: TU:740

Take the FICO Fitness Challenge

myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.

>> About myFICO
FICO Score - The Score that matters
Click to Verify - This site chose VeriSign SSL for secure e-commerce and confidential communications.
Fair Isaac Corporation is a BBB Accredited Financial Service in San Rafael, CA
FOLLOW US Social Media Facebook Twitter Pinterest Google+