Credit Cards Center Credit cards from our partners
Established Contributor
Posts: 620
Registered: ‎08-16-2008

Not sure how to fix this....

[ Edited ]

Hello all,

I pulled my credit report from this site and on page two where it shows you how to understand your FICO score and give you what is hurting your score. Anyway, it lists 4 things. The last one is saying that I have balances on accounts that are past due. However what they are listing as past due is my auto installment of $14,000. The problem with this is that its NOT past due. I am current and have been for 12 months. I believe this is keeping my scores down.


Is this a true statement? Why would the score report state this? Is there anything that I can do to fix this?


Please help!!


I just looked further and under credit at a glance it says that I have just over $900 past due on 3 accounts.  now i am even more confused.  which of these ar really hurting my scores? 

Message Edited by aquatic1 on 08-06-2009 06:00 PM

Starting Score: TU:537
Current Score: TU:683 (3/11/10)
Goal Score: TU:740

Take the FICO Fitness Challenge

Forums posts are not provided or commissioned by FICO. Forums posts have not been reviewed, approved or otherwise endorsed by FICO. It is not FICO's responsibility to ensure all posts and/or questions are answered.

Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
† Credit cards for FICO Score ranges: The score ranges are guidelines based on internal myFICO analysis of actual applicant approvals, and having a FICO Score in a particular range does not guarantee you will be approved for credit cards recommended in that range. These ranges were not provided by any card issuer.

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.