I contacted A doctors office I knew I had an outstanding balance with in an attempt to make a payment before they reported to my credit report. They told me that they reported to the '' local'' credit bureau back in March. Well it has not been updated on my credit report with any of the major bureaus like Equifax etc. The doctor's office said I could pay them and they would contact the bureau to make them aware that it was paid but I'm concerned that it may prompt a reporting of paid in full on my credit report even though they are not reporting it now. Should I go ahead and pay them and just hope it doesn't appear on my credit report or should I try and contact this '' local'' credit bureau to see if they even have the Account
I'm not sure what a "local" credit bureau is. I would just contact them and ask if you pay this that they will not post anything. It's a modified PFD>
Starting Score: 504 July 2013 score: EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013 Goal Score: All Scores 760+, Newest goal 800+ Take the myFICO Fitness Challenge Current scores after adding $81K in CLs and 2 new cars since July 2013 EQ:809 TU 777 EX 790 Now it's just garden time!
June 2017 update: All scores over 820, just pure gardening now.