Note on credit report

[Lynnst]

Is it possible to get a CC company to remove a note on my credit report that states - "Accounts Payments Managed By Debt Counseling Service"?  I successfully completed a DMP a little over a year ago and Sears/Citibank is the only creditor that still has that note on my account.  I have spent the last year really focusing on saving money and have not even attempted to get a new credit card.  I am at a place now that I would like to apply for a credit card simply to take advantage of cash back and rewards that are being offered - but I'm hesitant to apply for anything while that note is still on my credit report.  Anyone have any thoughts on this?

[Shogun]

Once you're done with the DMP, the debt is paid, that comment should be removed.  Mine was.

[Lynnst]

I thought so too.  It was removed from the other accounts I had in the DMP.  Everything was paid in full and paid off early.  Obviously my credit scores have rebounded nicely and theoretically I should be able to get a CC - but I'm too chicken to apply while that note is still on my report.

[Lynnst]

Folllow up - that comment was only on my EX report and only on one account.  I sent a request to have it removed. 

[Shogun]

Let us know how it goes!

[Lynnst]

I got a response from Experian today - my report was updated and the comment was removed and replaced with "paid, closed, never late."  That makes me feel better.  I may be brave enough in the near future to app for a credit card. 

[Shogun]

Easy, peasy, lemon squeasy...  LOL...  Nice work!