11-15-2012 10:04 PM
11-15-2012 10:08 PM
Is the CA listing an amount owed or is it zero? The payment to the OC does not mean the CA has to delete. They had the authority to delete, now all they are required to do is to list the account paid, but they can leave the collection account on your report.
11-16-2012 05:19 AM
If you paid the OC then the CA must at the very least update their listing to a $0 balance. You say they were going to pull it back from the CA, I've seen this done some times, other times not. Hopefully they will delete the TL.
myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.>> About myFICO