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Now What??

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RN67
Regular Contributor

Now What??

Medical Data Systems, Inc. dba Medical Revenue Services. Medical bill of $186. Paid in full  August 2010.  I have faxed and mailed several letters for GW deletion. Last response was this.....In accordance with the Fair Debt Collection Practices Act, once your account was paid in full, that status was reported to the major credit reporting agencies. As it was originally an unpaid debt properly sent to a secondary collection agency, NO full deletion request will be sent to the major credit reporting agencies.        UGH!!! Now what? Keep sending GW letters? 

Starting score (9-29-12)= myfico EQ-562, myfico TU-551, Exp.plus-550
Current score= EQ-732, TU-760, Exp-686
Goal score=775 across the board Smiley Happy
Message 1 of 8
7 REPLIES 7
Shogun
Moderator Emeritus

Re: Now What??

Yup, keep sending them.

Starting Score: 504
July 2013 score:
EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+
Take the myFICO Fitness Challenge

Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!

June 2017 update: All scores over 820, just pure gardening now.
Message 2 of 8
RN67
Regular Contributor

Re: Now What??

Thanks Shogun. I happen to have one ready to mail. Smiley Happy

Starting score (9-29-12)= myfico EQ-562, myfico TU-551, Exp.plus-550
Current score= EQ-732, TU-760, Exp-686
Goal score=775 across the board Smiley Happy
Message 3 of 8
RobertEG
Legendary Contributor

Re: Now What??

They gave you what is most likely their standard corporate policy.

Just resending GW requests will most likely result in the same standard response.

 

Better success is usually achieved by identifying a management official with authority to grant exceptions from policy, and getting your request directly to them.

Message 4 of 8
RN67
Regular Contributor

Re: Now What??

Thank you RobertEG! I will dig a little deeper! Smiley Happy

Starting score (9-29-12)= myfico EQ-562, myfico TU-551, Exp.plus-550
Current score= EQ-732, TU-760, Exp-686
Goal score=775 across the board Smiley Happy
Message 5 of 8
Shogun
Moderator Emeritus

Re: Now What??

Look for a CEO or maybe a vice president or chief financial officer.   

Starting Score: 504
July 2013 score:
EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+
Take the myFICO Fitness Challenge

Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!

June 2017 update: All scores over 820, just pure gardening now.
Message 6 of 8
beb86
Valued Contributor

Re: Now What??

You could always try the HIPAA process... info found here http://www.hhs.gov/ocr/privacy/hipaa/complaints/index.html

Message 7 of 8
RN67
Regular Contributor

Re: Now What??

thank you for the info everyone. I found a few names on the corporate website last night. I'm going to work on some letters this weekend.  I read a little about the HIPPA process. Seems a little complicated.  I hoping some good ol fashioned begging will work. Smiley Happy

Starting score (9-29-12)= myfico EQ-562, myfico TU-551, Exp.plus-550
Current score= EQ-732, TU-760, Exp-686
Goal score=775 across the board Smiley Happy
Message 8 of 8
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