09-28-2011 11:10 AM
Equifax blocked me from disputing online because of so many disputes. when does the charge off falls off is it when the account became late? Or when it became charged off ? On the accounts it does not say what date they got charged off
The CRTP (Credit Reporting Time Period) for charge offs and collections is up to 7.5 years from the DoFD (Date of First Delinquency) on the OC (Original Creditor) account that led to the CO or collection.
From a BK years ago to:
EX - 3/11 pulled by lender- 835, EQ - 2/11-816, TU - 2/11-782
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