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I've got a little money to send off for either the judgment or the 4 UNIV SVCS accounts and they said they WILL PDF if I pay a extra $50 to delete all 4 of them. What will help her credit more.
1) call lawyer to see if they will vacate. Judgment was for not showing up at court but she never got served was old address. And the job she had delivering papers at night. She got into accident her "company van" and job told insurance she wasn't covered so the ins company sued her.
2) call univ collections and have those four accounts PFD. But... They wont send a PFD letter. Rep said just pay the extra $ and we will remove it in 48hrs? I know I want it in writing. Wife and my self have argued with them bout the letter and they will NOT send it.
@ninjamike81 wrote:I've got a little money to send off for either the judgment or the 4 UNIV SVCS accounts and they said they WILL PDF if I pay a extra $50 to delete all 4 of them. What will help her credit more.
1) call lawyer to see if they will vacate. Judgment was for not showing up at court but she never got served was old address. And the job she had delivering papers at night. She got into accident her "company van" and job told insurance she wasn't covered so the ins company sued her.
2) call univ collections and have those four accounts PFD. But... They wont send a PFD letter. Rep said just pay the extra $ and we will remove it in 48hrs? I know I want it in writing. Wife and my self have argued with them bout the letter and they will NOT send it.
Tough situation you have there. My "personal" opinion would be to take the offere. It's a $50 gamble to take them at their word to remove 4 negatives off you're report. That's $12.50 for each. I've spent more on that on stamps for GWs. YMMV of course, but might be worth the risk. Good Luck
just paid univ collections ALL 4 accounts in full plus the $50 they wanted for them to expunge it. is what they called it basically a PFD. went to there office and PIF but still wouldent give it to me in writing but she said they will be off the reports in 48hrs.
4 baddies off in 48 hours... Not looking too bad there!!!!
Keep us posted.....Sounds like extortion asking for an extra $50.00
will keep you posted.... yea it did at first but then shogun said that he sent more in GW's stamps so i figured why not. I am going to a seminar for housing through my county saturday will see then if its removed
just checked CK for her this morning and ALL 4 accounts are gone. CK score came up 7pts
they removed all of them frm TU and EX they were not showing on EQ to start with so all for accts are gone yaaaaaaay $50 well spent
Excellent, don't worry about the score, especially from CK. Just keep cleaning up that credit, the scores will come. Do you have any revolving accts?
she has 4 student loans never late 12k+ and she is a au on all my cards in signature