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Moderator
Shogun
Posts: 12,883
Registered: ‎04-15-2011

Re: Now to fix wife's plz help


ninjamike81 wrote:

she has 4 student loans never late 12k+  and she is a au on all my cards in signature


Very good, and you've gotten half of the baddies off here CR so far.  I think that's good progress.  Now let's move on to the next baddie. 


Starting Score: 504

July 2013 score: EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+

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Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!
Regular Contributor
ninjamike81
Posts: 208
Registered: ‎08-16-2012

Re: Now to fix wife's plz help

just talked to the lawyer and they said if i paid the 945.00 they would enter a order of satisfaction.  and it will be removed but thats not a motion to vacate is it?


Starting Score: TU 583, EX 683, EQ 653
Current Score: TU DISCOVER FICO 734 EX FICO 726 LENDER PULL 3/10/2013 EQ FICO 723
Goal Score: 750

WALLET: CAP ONE UNSEC $2000, WALMART $3800, CHASE FREEDOM $1000, CITI SIMPLICITY $2600, DISCOVER IT $2000, BBRZ $2200, AMEX BCE $6000, KAWASAKI GOOD TIMES CARD $21,000
Moderator
Shogun
Posts: 12,883
Registered: ‎04-15-2011

Re: Now to fix wife's plz help

Good question.  Kind of sounds like it though, if he said it would be removed.  Start a new thread on this one.  See what turns up.


Starting Score: 504

July 2013 score: EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+

Take the myFICO Fitness Challenge

Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!
Regular Contributor
ninjamike81
Posts: 208
Registered: ‎08-16-2012

Re: Now to fix wife's plz help

OK shogun thanks for the info I really appreciate it


Starting Score: TU 583, EX 683, EQ 653
Current Score: TU DISCOVER FICO 734 EX FICO 726 LENDER PULL 3/10/2013 EQ FICO 723
Goal Score: 750

WALLET: CAP ONE UNSEC $2000, WALMART $3800, CHASE FREEDOM $1000, CITI SIMPLICITY $2600, DISCOVER IT $2000, BBRZ $2200, AMEX BCE $6000, KAWASAKI GOOD TIMES CARD $21,000
Regular Contributor
ninjamike81
Posts: 208
Registered: ‎08-16-2012

Re: Now to fix wife's plz help

[ Edited ]

just checked CK this morning and the other 2 that said they would not PFD  are gone as well.  6 baddies removed in 48hrs is not to shabby lol only 3 to go. not that it matters but CK score came up 40pts in the last 48 hrs also:smileyhappy:


Starting Score: TU 583, EX 683, EQ 653
Current Score: TU DISCOVER FICO 734 EX FICO 726 LENDER PULL 3/10/2013 EQ FICO 723
Goal Score: 750

WALLET: CAP ONE UNSEC $2000, WALMART $3800, CHASE FREEDOM $1000, CITI SIMPLICITY $2600, DISCOVER IT $2000, BBRZ $2200, AMEX BCE $6000, KAWASAKI GOOD TIMES CARD $21,000
Moderator
Shogun
Posts: 12,883
Registered: ‎04-15-2011

Re: Now to fix wife's plz help

Technically, no, it doesn't matter.   Still makes you feel good!!!!  Congrats!  You are doing great!


Starting Score: 504

July 2013 score: EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+

Take the myFICO Fitness Challenge

Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!
Regular Contributor
ninjamike81
Posts: 208
Registered: ‎08-16-2012

Re: Now to fix wife's plz help

just shows progress prob. paying the judgement on monday if they say they will deffintly remove it.  and just mailed out PFD letter yesterday to online collections for old ouc bill.


Starting Score: TU 583, EX 683, EQ 653
Current Score: TU DISCOVER FICO 734 EX FICO 726 LENDER PULL 3/10/2013 EQ FICO 723
Goal Score: 750

WALLET: CAP ONE UNSEC $2000, WALMART $3800, CHASE FREEDOM $1000, CITI SIMPLICITY $2600, DISCOVER IT $2000, BBRZ $2200, AMEX BCE $6000, KAWASAKI GOOD TIMES CARD $21,000
Moderator
Shogun
Posts: 12,883
Registered: ‎04-15-2011

Re: Now to fix wife's plz help

You do see the irony here right?  A Shogun helping a Ninja...  bahahahaha.   Good Luck!


Starting Score: 504

July 2013 score: EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+

Take the myFICO Fitness Challenge

Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!
Regular Contributor
ninjamike81
Posts: 208
Registered: ‎08-16-2012

Re: Now to fix wife's plz help


Shogun wrote:

You do see the irony here right?  A Shogun helping a Ninja...  bahahahaha.   Good Luck!


too funny :smileyhappy:


Starting Score: TU 583, EX 683, EQ 653
Current Score: TU DISCOVER FICO 734 EX FICO 726 LENDER PULL 3/10/2013 EQ FICO 723
Goal Score: 750

WALLET: CAP ONE UNSEC $2000, WALMART $3800, CHASE FREEDOM $1000, CITI SIMPLICITY $2600, DISCOVER IT $2000, BBRZ $2200, AMEX BCE $6000, KAWASAKI GOOD TIMES CARD $21,000
Regular Contributor
ninjamike81
Posts: 208
Registered: ‎08-16-2012

Re: Now to fix wife's plz help

well we thought trying for a barclays nfl card was worth it.  even if they denied her we could than get free updated reports for her.  well I got the email today APPROVED FOR $500 **bleep**.   also she got approved for walmart $300.  I only appped for barclays b/c I saw on credit karma ppl getting lower than 5k limits and was shocked to find out she was approved and I was denied I dont understand it.  except I have alott of inq.   will adding me as a au help me get that card next year?  already being in there system?


Starting Score: TU 583, EX 683, EQ 653
Current Score: TU DISCOVER FICO 734 EX FICO 726 LENDER PULL 3/10/2013 EQ FICO 723
Goal Score: 750

WALLET: CAP ONE UNSEC $2000, WALMART $3800, CHASE FREEDOM $1000, CITI SIMPLICITY $2600, DISCOVER IT $2000, BBRZ $2200, AMEX BCE $6000, KAWASAKI GOOD TIMES CARD $21,000

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