Reply
Moderator
Posts: 13,669
Registered: ‎04-15-2011
0

Re: Now to fix wife's plz help


ninjamike81 wrote:

she has 4 student loans never late 12k+  and she is a au on all my cards in signature


Very good, and you've gotten half of the baddies off here CR so far.  I think that's good progress.  Now let's move on to the next baddie. 



Starting Score: 504




July 2013 score:
EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+
Take the myFICO Fitness Challenge

Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!
Regular Contributor
Posts: 208
Registered: ‎08-16-2012
0

Re: Now to fix wife's plz help

just talked to the lawyer and they said if i paid the 945.00 they would enter a order of satisfaction.  and it will be removed but thats not a motion to vacate is it?


Starting Score: TU 583, EX 683, EQ 653
Current Score: 10/12/14 TU 743 9/24/2014 EQ FICO 751,12/17/2014 EXPERIAN 772
Goal Score: 750

WALLET: CAP ONE UNSEC $2000, WALMART $3800, CITI SIMPLICITY $3600, DISCOVER IT $2000, BBRZ $2200, AMEX BCE $10,000, CHASE FREEDOM 10,500 KAWASAKI GOOD TIMES CARD $31,500
Moderator
Posts: 13,669
Registered: ‎04-15-2011
0

Re: Now to fix wife's plz help

Good question.  Kind of sounds like it though, if he said it would be removed.  Start a new thread on this one.  See what turns up.



Starting Score: 504




July 2013 score:
EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+
Take the myFICO Fitness Challenge

Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!
Regular Contributor
Posts: 208
Registered: ‎08-16-2012
0

Re: Now to fix wife's plz help

OK shogun thanks for the info I really appreciate it


Starting Score: TU 583, EX 683, EQ 653
Current Score: 10/12/14 TU 743 9/24/2014 EQ FICO 751,12/17/2014 EXPERIAN 772
Goal Score: 750

WALLET: CAP ONE UNSEC $2000, WALMART $3800, CITI SIMPLICITY $3600, DISCOVER IT $2000, BBRZ $2200, AMEX BCE $10,000, CHASE FREEDOM 10,500 KAWASAKI GOOD TIMES CARD $31,500
Regular Contributor
Posts: 208
Registered: ‎08-16-2012
0

Re: Now to fix wife's plz help

[ Edited ]

just checked CK this morning and the other 2 that said they would not PFD  are gone as well.  6 baddies removed in 48hrs is not to shabby lol only 3 to go. not that it matters but CK score came up 40pts in the last 48 hrs also:smileyhappy:


Starting Score: TU 583, EX 683, EQ 653
Current Score: 10/12/14 TU 743 9/24/2014 EQ FICO 751,12/17/2014 EXPERIAN 772
Goal Score: 750

WALLET: CAP ONE UNSEC $2000, WALMART $3800, CITI SIMPLICITY $3600, DISCOVER IT $2000, BBRZ $2200, AMEX BCE $10,000, CHASE FREEDOM 10,500 KAWASAKI GOOD TIMES CARD $31,500
Moderator
Posts: 13,669
Registered: ‎04-15-2011
0

Re: Now to fix wife's plz help

Technically, no, it doesn't matter.   Still makes you feel good!!!!  Congrats!  You are doing great!



Starting Score: 504




July 2013 score:
EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+
Take the myFICO Fitness Challenge

Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!
Regular Contributor
Posts: 208
Registered: ‎08-16-2012
0

Re: Now to fix wife's plz help

just shows progress prob. paying the judgement on monday if they say they will deffintly remove it.  and just mailed out PFD letter yesterday to online collections for old ouc bill.


Starting Score: TU 583, EX 683, EQ 653
Current Score: 10/12/14 TU 743 9/24/2014 EQ FICO 751,12/17/2014 EXPERIAN 772
Goal Score: 750

WALLET: CAP ONE UNSEC $2000, WALMART $3800, CITI SIMPLICITY $3600, DISCOVER IT $2000, BBRZ $2200, AMEX BCE $10,000, CHASE FREEDOM 10,500 KAWASAKI GOOD TIMES CARD $31,500
Moderator
Posts: 13,669
Registered: ‎04-15-2011
0

Re: Now to fix wife's plz help

You do see the irony here right?  A Shogun helping a Ninja...  bahahahaha.   Good Luck!



Starting Score: 504




July 2013 score:
EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+
Take the myFICO Fitness Challenge

Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!
Regular Contributor
Posts: 208
Registered: ‎08-16-2012
0

Re: Now to fix wife's plz help


Shogun wrote:

You do see the irony here right?  A Shogun helping a Ninja...  bahahahaha.   Good Luck!


too funny :smileyhappy:


Starting Score: TU 583, EX 683, EQ 653
Current Score: 10/12/14 TU 743 9/24/2014 EQ FICO 751,12/17/2014 EXPERIAN 772
Goal Score: 750

WALLET: CAP ONE UNSEC $2000, WALMART $3800, CITI SIMPLICITY $3600, DISCOVER IT $2000, BBRZ $2200, AMEX BCE $10,000, CHASE FREEDOM 10,500 KAWASAKI GOOD TIMES CARD $31,500
Regular Contributor
Posts: 208
Registered: ‎08-16-2012
0

Re: Now to fix wife's plz help

well we thought trying for a barclays nfl card was worth it.  even if they denied her we could than get free updated reports for her.  well I got the email today APPROVED FOR $500 **bleep**.   also she got approved for walmart $300.  I only appped for barclays b/c I saw on credit karma ppl getting lower than 5k limits and was shocked to find out she was approved and I was denied I dont understand it.  except I have alott of inq.   will adding me as a au help me get that card next year?  already being in there system?


Starting Score: TU 583, EX 683, EQ 653
Current Score: 10/12/14 TU 743 9/24/2014 EQ FICO 751,12/17/2014 EXPERIAN 772
Goal Score: 750

WALLET: CAP ONE UNSEC $2000, WALMART $3800, CITI SIMPLICITY $3600, DISCOVER IT $2000, BBRZ $2200, AMEX BCE $10,000, CHASE FREEDOM 10,500 KAWASAKI GOOD TIMES CARD $31,500
Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.