10-03-2012 10:26 AM
Couldn't hurt. Wow, congrats on the new cards!
10-03-2012 10:42 AM
10-09-2012 08:44 AM - edited 10-09-2012 08:44 AM
So pumped JUDGMENT COMPLETELY REMOVED FROM EX AND EQ and TU..... not that it matters but CK score jumped again today 54 more points. happy dance.....
10-09-2012 09:06 AM
thanks yea almost done my reports took 2 years and counting got hers almost done in a little over 3 months thanks to this AWSOME forum
10-09-2012 09:28 AM
I've learned a lot too! I can't wait to put it to use. I will NOT make the same financial mistakes I made in my 20's.
10-09-2012 09:41 AM
same here. its deffinatly easier to make the mestakes than it is to clean them up. LIFE LESSON
10-09-2012 09:47 AM
Congrats! Looking good!
10-09-2012 09:53 AM
12-19-2012 03:08 PM
Well now IM kinda stuck. I have tried PFD for both OUC and Apollo there the only ones left. And I have been shot down for both accounts multiple times each. Apollo offered to settle for 1400 on a 1924 bill and let her back in school after i offered to pay in full for deletion. It will report as settled on reports. ouc no settle amount only pay in full. But also will only update as paid no delete.
I plan on paying both in February weather they pfd or not. What should I do now. I plan to keep sending PFD letters until they either accept or until Feb.
here are my questions
1) should I pay in full on these accounts or just settle from a credit report stand point? I want to get her back in school ASAP.
2) is settled vs paid in full worth the extra 500 they want to not put setteled on all her credit reports
myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.>> About myFICO