So I have an email from the original creditor (insurance company that double billed me in error). The OC granted me a good will deletion as it was their mistake, and now the CA is REFUSING to remove it from my credit. What can I do? I have the proof in my emails with the OC, but the CA is being awful. They wouldn't accept the email as verification, so my insurance agent called them himself and they told him they wouldn't delete it either. Doesn't the OC have the final say? Help!
Starting Score: EQ 416 TU 498 EX 468 Lender Fico's July 2012
Seems to me that the CA is taking a stance that is ultimately is going to cause them time and grief. I would contact them and advise them once again that this was a billing error by the OC and that deletion will cease any further action on your part. Word it nice but strong.
Starting Score: 504
Current Score: EQ FICO 819, TU08 775, EX "Who Knows?" Quizzle 756
Goal Score: All Scores 760+, Newest goal 800+
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Three phone calls today, and it got me nowhere. They won't budge. I never dreamed I would have the golden ticket in my hand and that the CA could just sit back and refuse it. I am at a loss. Trying one more time to get the OC to call and ask again, but I feel like a jerk hounding the poor guy. I really feel like he has done enough to help me, and they are just blocking all my and his efforts. Hopefully something good will happen.
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