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OC or CA

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from500to700
Regular Contributor

OC or CA

I have a colloction agency reporting 16 collections for parking tickets , the OC never report to the reporting the debt . My question is should I pay the original creditor since it still shows in their website and I can pay it to them then dispute the accuarcy of the CA, or should I contact the CA with a PFD.

 

 

Thank you 


Started :
05/05/2013 EX :525,TU:542,EQ:535
09/30/2014 EX :655,TU:669,EQ:664
In Garden Since 03/16/2013
Will not Apply till 03/31/2015
Message 1 of 13
12 REPLIES 12
guiness56
Epic Contributor

Re: OC or CA

You can pay the OC but the CA doesn't have to delete their TLs.  The CA will need to update to paid.

Message 2 of 13
Ravensfan2001
Established Contributor

Re: OC or CA

In addition to what guiness said, a lot of districts will delete the collection when the original ticket is paid, at least on the east coast. Smiley Happy. I would ask the OC how they usually handle this situation. Speaking from experience... Smiley Happy

Starting Scores: (4/16/12 lender pull) TU 596 | EX 550 | EQ 576
Current Score (9/3/15): Wally TU 639 | Amex EX 628 | DCU EQ 639
Goals: Homeowner as of 9/27/2013. Last app 8/1/15. TU-5; EX-16; EQ-13. Aiming for ZERO inqs.
Message 3 of 13
from500to700
Regular Contributor

Re: OC or CA

It is in DC should I pay it through their website or contact them first explain then pay. Any help Ravensfan2001 is really appreciated 

 

 


Started :
05/05/2013 EX :525,TU:542,EQ:535
09/30/2014 EX :655,TU:669,EQ:664
In Garden Since 03/16/2013
Will not Apply till 03/31/2015
Message 4 of 13
Ravensfan2001
Established Contributor

Re: OC or CA

Ha! Mine is DC! Pay OC. They'll delete! Smiley Very Happy

Starting Scores: (4/16/12 lender pull) TU 596 | EX 550 | EQ 576
Current Score (9/3/15): Wally TU 639 | Amex EX 628 | DCU EQ 639
Goals: Homeowner as of 9/27/2013. Last app 8/1/15. TU-5; EX-16; EQ-13. Aiming for ZERO inqs.
Message 5 of 13
from500to700
Regular Contributor

Re: OC or CA

SO i just pay through website , DO i have to call them or it will be deleted by them automatically.


Started :
05/05/2013 EX :525,TU:542,EQ:535
09/30/2014 EX :655,TU:669,EQ:664
In Garden Since 03/16/2013
Will not Apply till 03/31/2015
Message 6 of 13
Ravensfan2001
Established Contributor

Re: OC or CA

Paying OC is usually automatic deletion of CA account on CR.

Starting Scores: (4/16/12 lender pull) TU 596 | EX 550 | EQ 576
Current Score (9/3/15): Wally TU 639 | Amex EX 628 | DCU EQ 639
Goals: Homeowner as of 9/27/2013. Last app 8/1/15. TU-5; EX-16; EQ-13. Aiming for ZERO inqs.
Message 7 of 13
Ravensfan2001
Established Contributor

Re: OC or CA

Previously, I paid ticket through website without contacting anyone directly. Next thing you know, CA is off CR.

Starting Scores: (4/16/12 lender pull) TU 596 | EX 550 | EQ 576
Current Score (9/3/15): Wally TU 639 | Amex EX 628 | DCU EQ 639
Goals: Homeowner as of 9/27/2013. Last app 8/1/15. TU-5; EX-16; EQ-13. Aiming for ZERO inqs.
Message 8 of 13
Ravensfan2001
Established Contributor

Re: OC or CA

Sorry if I'm a little vague. Having a ball at Hard Times right now. Smiley Wink

Starting Scores: (4/16/12 lender pull) TU 596 | EX 550 | EQ 576
Current Score (9/3/15): Wally TU 639 | Amex EX 628 | DCU EQ 639
Goals: Homeowner as of 9/27/2013. Last app 8/1/15. TU-5; EX-16; EQ-13. Aiming for ZERO inqs.
Message 9 of 13
from500to700
Regular Contributor

Re: OC or CA

Thank you very much Ravensfan2001


Started :
05/05/2013 EX :525,TU:542,EQ:535
09/30/2014 EX :655,TU:669,EQ:664
In Garden Since 03/16/2013
Will not Apply till 03/31/2015
Message 10 of 13
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