I have 2 CA's left Arrow and Asset. got GC waiting on responses.
What can I do with the OC's?
You know when you get your reports it has a credit summary?
Well, It is a MESS, It shows I have 10 revolving accounts but I only have 2 that are actually open and in good standing, the others are CO's Some which have or had CA's reporting have updated to all 0 balances. The ones I have left hitting my UTL are
Applied Bank (Cross Country) 1543 PD 1543
Cap 1 #1 Bal 2737 PD 2737 these are due to drop 6-9/2009 I know there is nothing but wait for them to drop unless anyone had any ideas
Cap 1 #2 Bal 1749 PD 1749 due to drop off 6-9/2009 same thing here if anyone has any tricks I would love to try them.
1st Premier Bal 0 PD 0 all it says is closed on EX but shows CO 8/04 this drops 8/2010
HSBC Bank x2 0 bal 0 pd CO 3/2004 and that is where it stops.
Sears 0/0 closed last derog was 1/2005
It shows for installments 2 and I only have 1 GMAC and the other is a CA being Asset
GMAC Closed Bal 11753 PD 0 CO DOFD 4/06 R/F 9/07 ND until 12/07 CO
Asset Closed Bal 1195 PD 1195 Opened 9/05 CO 6/07 through 5/08
And 1 collection that being Arrow.
I have sent 2 DV's to Arrow and Asset got the usualy BS your name, your SS # OC OC acct # and just a balance the first time and waiting on the 2nd response.
This is on my EX only. Can someone guide me to the next step please?
I would really appreciate your advice and responses because between the 3 CR I have no clue what to do now, I tried the 1-2 punch and it didn't work, I tried a couple of disputes and not much was done from there.
My main concern are the OC's how can I get them to drop or change the balances to 0's all these accounts were CO around 2003 so they are wayyyyyyyyyyyyyyyyy past SOL.