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Yes, they sold the debt, not the account.
You still have a valid, open account with BoA. Closed accounts in good standing last 10 years from the date closed, closed accounts with negative standing last 7 years + 180 days from the DOFD.
Your best bet is to GW that account from BoA, however I will warn they are not the easiest to get a GW out of.
| Chase Freedom $9500 DCU Visa $10000 Capital One QS $2000 AMEX BCE $3000 | Lowe's CC $8500 WalMart CC $3100 BOA Platinum $600 AMEX Gold NPSL |
I see. So do the creditors look at my first charge off date or the recent date?