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OK friends, what are we thinking? (Way foreclosure is reporting...)

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MePlusThree
Established Member

OK friends, what are we thinking? (Way foreclosure is reporting...)

Foreclosed on in 2010. House transfered out of my name 10/2010. I just got scores and I don't think they're too shabby for what my credit had been though (foreclosure) TransRIsk FAKOS: TU 653 EX 668 EQ 685

 

My account was sent to another company when I took a 'deal' to 'lower my payments' (they didn't lower) and below is how it's reporting. TransUnion doesn't even SHOW I had one (I like that lol), Experian shows a $0 balance but Equifax shows a balance.

I was looking into getting a mortgage in Oct so I'm not sure how this will effect things but at the same time I am afraid to 'poke the bear' and attract any attention from the company since I' a recourse state and still have 4 years left on SOL. They did sell the house but they only got like $25,000 out of it when I owed pretty close to the high balance on Eq. What would you do?

           TransUnionExperianEquifax
  Past Due: $0$21555
  High Balance: $105300$77507
  Terms: 3600
  Limit: $0$0
  Payment: $0$992
  Opened: 02/01/200602/01/2006
  Reported: 06/30/200804/01/2011
  Responsibility: IndividualIndividual
FAKOS: TU 663 EX 668 EQ 685
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