Foreclosed on in 2010. House transfered out of my name 10/2010. I just got scores and I don't think they're too shabby for what my credit had been though (foreclosure) TransRIsk FAKOS: TU 653 EX 668 EQ 685
My account was sent to another company when I took a 'deal' to 'lower my payments' (they didn't lower) and below is how it's reporting. TransUnion doesn't even SHOW I had one (I like that lol), Experian shows a $0 balance but Equifax shows a balance.
I was looking into getting a mortgage in Oct so I'm not sure how this will effect things but at the same time I am afraid to 'poke the bear' and attract any attention from the company since I' a recourse state and still have 4 years left on SOL. They did sell the house but they only got like $25,000 out of it when I owed pretty close to the high balance on Eq. What would you do?
| TransUnion | Experian | Equifax |
Past Due: | | $0 | $21555 |
High Balance: | | $105300 | $77507 |
Terms: | | 360 | 0 |
Limit: | | $0 | $0 |
Payment: | | $0 | $992 |
Opened: | | 02/01/2006 | 02/01/2006 |
Reported: | | 06/30/2008 | 04/01/2011 |
Responsibility: | | Individual | Individual |
FAKOS: TU 663 EX 668 EQ 685