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OMG!!! Apple VISA Approved!!!!

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Scupra
Super Contributor

Re: OMG!!! Apple VISA Approved!!!!

Congrats on the approval! 

Filed BK7: 7/2012 (start score EQ 560 / TU 529) Discharge 10/2012
801 EQ FICO 06/2022
797 TU FICO 04/2022
793 EX FICO 04/2022
$30k NFCU Platinum | $30.7k NFCU cashRewards Sig | $15k NavChek | $7.1k Cap1 Quicksilver | $10k Amazon Store | $19k Cap1 VentureOne | $16k Barclay Aviator | $5k Chase Freedom | $5k Chase Sapphire Preferred | $9k Costco Visa | $20k AMEX BCE | AMEX Gold | NFCU Platinum #2 $19.3k | Apple $8.5k
Message 11 of 18
Give_Me_Credit_Please
Regular Contributor

Re: OMG!!! Apple VISA Approved!!!!

Congrats!!!! Yes the new Ipad mini does sound nice but make sure you garden it though. My New Year resolution id for this card also but I have to wait, still in the rebuilding process. Good Luck!!

Message 12 of 18
jrodzmc09
Contributor

Re: OMG!!! Apple VISA Approved!!!!


@Guyatthebeach wrote:

I would make sure you go on buy an iPad or Apple product now to take advantage of the 0% interest. Hopefully that will enough to keep your account open.


Hahaha! I wish i had the 0% interest deal! Ive had it since 10/12. :/ Funny thing though! I went to the mall and figured I might check out the iPads and stuff, but with my $1.2K CL it be about 50% utility with a maxed out iPad. So I figured I would call CSR to see if they could give me a CLI for a 15" MB Pro Retina etc etc.. Haha! So they did! topped me off at $2,370 total CL. Bad thing though! They hit me with a HP! Those bastards! Anyways I don't see how it would make sense to close my account after they gave me a CLI. LOL. Also those 3-4 new accounts haven't posted yet, so I guess we'll see then. Anyone think they would close my account if I keep a balance on the account till its all clear? Haha. Just want to make sure they don't put me on the close accout asap list when those other TL's come up on my CR. Smiley Sad

USAA PLATINUM MC: $9.5k | CHASE SAPPHIRE PREFERRED: $5k | NFCU FLAGSHIP REWARDS: $5k | USAA VFW REWARDS: $4k | BARCLAYS FINANCING VISA: $2.3k | CHASE AMAZON REWARDS: $2k | DISCOVER IT: $1k | AMEX BCP: $1K | PAYPAL SC: $1.3k | MACYS: $1.2k | EXPRESS: $600 | NFCU LOC: $2.5k | NFCU AUTO LOAN: $21k
Message 13 of 18
stormb28
New Contributor

Re: OMG!!! Apple VISA Approved!!!!

I wouldnt surprised if they shut you down, the are very sensitive to new accounts being opened.
Message 14 of 18
jrodzmc09
Contributor

Re: OMG!!! Apple VISA Approved!!!!


@stormb28 wrote:
I wouldnt surprised if they shut you down, the are very sensitive to new accounts being opened.

Hahaha! Damn.. Horror story coming up!!! bahaha! Well not really bummed about it if they close it.. Its useless if they cant give me the 0% interest rate deal again... Havent even used my card for anything Apple.. lol.. Ill just reapp for the Itunes rewards card or the nfl steelers card if anything at all.. Or maybe I can be a lucky one.. we'll see.. Keep yall posted..

USAA PLATINUM MC: $9.5k | CHASE SAPPHIRE PREFERRED: $5k | NFCU FLAGSHIP REWARDS: $5k | USAA VFW REWARDS: $4k | BARCLAYS FINANCING VISA: $2.3k | CHASE AMAZON REWARDS: $2k | DISCOVER IT: $1k | AMEX BCP: $1K | PAYPAL SC: $1.3k | MACYS: $1.2k | EXPRESS: $600 | NFCU LOC: $2.5k | NFCU AUTO LOAN: $21k
Message 15 of 18
Unique620
Frequent Contributor

Re: OMG!!! Apple VISA Approved!!!!

Congrats to you! Was excited when I got mine in December Smiley Happy





Mcu_platinum_cardDiscoverQuicksilverAmazonFreedomSapphirePenFed_Credit_Union_Power_Cash_CardAMEX_BCPDeltaHhiltonAmex_platinumAppleNavy PlatinumCash rewardsNavy Platinum



Message 16 of 18
scorpiostinger07
Regular Contributor

Re: OMG!!! Apple VISA Approved!!!!

Thanks guys!! I bought the Ipad 4 and broke the card in on Saturday so far I love it. Im def going to garden and not apply for any credit cards. But now that Im reading that theY Review EQ and TU monthly im scared!! My EQ and EX reports are a disaster and Im sure to get CLD. As far as baddies I still have several listed on TU at the time of my application listed below. As you can see I have alot left but most are old and due to age off this year. I tink what has helped is I started to reestablish my credit with Orchard in 2008 and Added 2 Cap one secured cards 1 is just over 2 years old and my newest is just over 12 months old all paid ontime. I also have an auto loan which just turned 1 year old this month.

 

1 Tax Lien from 2007 which im currently paying on.

2. Acc LLC Collection Deletion date of 10/2013

3. Acc LLC Collection Deletion date of 06/2014 Which is reaged OC has deletion date of 11/2013

4. Apex Managment Deletion date of 10/2015

5. Chase Deletion date of 09/2013

6. Bloomys Deletion date of 09/2014

7 Jc Penny Deletion date of 04/2014

8. Walmart Deletion date of 09/2013

9.HSBC Deletion date 12/2013

10. HSBC Deletion date 02/2014

11. LVNV Deletion date of 06/2013

12. LVNV Deletion date of 10/2013

13. Midland Deletion date of 03/2014

14. Midland Deletion date of 11/2013

15.NFCU Deletion date of 10/2013

16 RMJ ACQ Deletion date of 09/2013

17 Wells Fargo 11/2013

 


Starting Score: 433
Current Score: 700
Goal Score: 750


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Message 17 of 18
Cadillac-XTS
Established Contributor

Re: OMG!!! Apple VISA Approved!!!!

Congrats

Message 18 of 18
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