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Valued Member
Posts: 32
Registered: ‎01-17-2011
0

OMG!!!!!! BoA Love....GW Success

I have followed what you guys said about GW letters. I researched contacts @ BoA. I found a bunch of emails for people in card services, and emailed them. Its been about 3 weeks and no response. I came to grips that I would just pay it. It was not sold to a CA yet but they did forward it to a CA. So I was reading how to get around that. I took some advice and went into the branch were I got the card, I did have the amount to pay it off in my hand. The rep took the card called some other office, she was on the line about 15 minutes and she turned to me said these words...It appears a Sr VP, intervened on your account as of 2/15/2011. The balance was zero, and the entire TL was in the process of being deleted from all my reports. I'm not lying when I say a tear came to my eye . It felt so good. I thanked GOD! He definitely heard my prayers. I can't wait to see what this does to my score....700 I'm coming!



Starting Score: 594 11/2010
Current Score: 5/14/2014 My Fico EX 675 TU 651 EQ 665
Goal Score: 850 (I'm coming)

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Senior Contributor
Posts: 3,067
Registered: ‎11-02-2009
0

Re: OMG!!!!!! BoA Love....GW Success

So they deleted a tradeline for you where you still owed a balance?  Am I understanding that correctly?  Congratulations.  I have had no luck in getting to them to remove some late payments where I paid them back in full.


Starting Score: ~500 (12/01/2008)
Current Score: EQ 681 (04/05/13); TU 98 728 (01/06/12), TU 08? 760 (provided by Barclay 1/2/14), TU 04 728 (lender pull 01/12/12); EX 742 (lender pull 01/12/12)
Goal Score: 720


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Valued Member
Posts: 32
Registered: ‎01-17-2011
0

Re: OMG!!!!!! BoA Love....GW Success

Yep she said it should report on the next cycle as it was just initiated on 2/15. I'm telling you...ever seen a grown man cry...lol...I have read the forums about having no luck with them....and about drafting GW....cant believe it worked, but I grateful it did.



Starting Score: 594 11/2010
Current Score: 5/14/2014 My Fico EX 675 TU 651 EQ 665
Goal Score: 850 (I'm coming)

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New Member
Posts: 3
Registered: ‎02-21-2011
0

Re: OMG!!!!!! BoA Love....GW Success

Congrats!! Could you PM me the email addresses that you worked for you thanks and again Congrats!!

New Visitor
Posts: 2
Registered: ‎02-21-2011
0

Re: OMG!!!!!! BoA Love....GW Success

[ Edited ]

I need help with my credit scores. I do not know where to start?  525 547 575 I really want to purchase a home I have credit reports and I am registered with creditreport.com... Please help me.. my personal email is [Edited to remove personal information]


 

HI dxd8216,

Please don't post personal information in the public forums for your own safety and security. You're welcome to exchange such information via PM's (Private Messages). Thanks for finding and contributing to our online family.

-Marinevietvet, myFICO moderator

Established Contributor
Posts: 945
Registered: ‎02-07-2011
0

Re: OMG!!!!!! BoA Love....GW Success

Please PM me with the BoA contact!

Mid-2010 Starting Scores: FAKO EQ 476 FAKO EX 506 FICO TU98 575
Jan 2012 Current Scores: FICO EQ 604 FICO EX ??? TU98 623
Feb 2012 Goal Scores: EQ 620 EX 620 TR 620 (or just the middle to be 620!!)
Established Member
Posts: 13
Registered: ‎02-22-2011
0

Re: OMG!!!!!! BoA Love....GW Success

Wow - Please PM me with that contact information as well!  My gf has a 90 day late from 18 months ago that's the last negative she needs to have removed from her CR, but she's had no luck thus far even though the account has been PIF every month for 15+ mos.

 

Congrats!

Established Member
Posts: 24
Registered: ‎02-12-2011
0

Re: OMG!!!!!! BoA Love....GW Success

If you don't mind pming me too. I have one 30 day late charge on a card thats been closed for 3 years.


Starting Score: 526 (EQ)
Current Score: 658 (4-4-11, TU), 631 (4-4-11, EQ)690 (3-17-12, EQ) Husbands 696 (4-2-11, EQ) 682 (3-17-12, EQ), 661 (4-4-11, TU)
Goal Score: 670 for now


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Valued Member
Posts: 47
Registered: ‎02-01-2009
0

Re: OMG!!!!!! BoA Love....GW Success

same here! PM email address please!


EQ: 658 FICO / EX: 600 FICO / TU: 649 FICO / EQ: 637 USAA FAKO / EX: 637 USAA FAKO / TU: 700 USAA FAKO
Credit Karma: 590 / Credit Sesame 572
Positive Open Loan Tradelines: DCU (auto loan) $31000 / One Student Loan
24 Cards TOTAL = 9 Store cards / 4 Secured Card / 11 Credit Cards / Cards In Wallet - BoA Americard / NEWEST CARD - Blaze Mastercard
goal by 2015: UNDER 8000K in credit card debt
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Contributor
Posts: 90
Registered: ‎02-14-2011
0

Re: OMG!!!!!! BoA Love....GW Success

Please, please, please PM me the email info.  I have a very similar situation! 

 

Thx Smiley Tongue

Starting: TU 616 (VS) EQ 598 (FICO) EX 619 (FAKO)
Current: TU 670(FICO) EQ 667 (FICO) EX 660 (FAKO)
Look out 700 Club, here I come!!!
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