OMG, I CAN'T BELIEVE IT!!!!!!!!!!!!!!!!!!!!

[fishbjc]

TU removed the medical collection!  Score went from 668 to SEVEN HUNDRED AND SIXTY EIGHT....that's 7 6 8 !!!!!!!

A HUGE Thank YOU to everyone who gave advice, sent links, and put yourselves 'out there'!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!

[DaBears]

WOW, how old was the medical collection? That's a huge jump for a collection being removed. CONGRATS!!! 

DaBears

[guiness56]

Holy cow!  100 points for a collection!!

Was that the last one?

[fixmycred14]

Wow! Congrats!!! That's awesome!

[fishbjc]

It was actually two collections, within the past two years.  One was, I believe, removed via gw and one HIPPA.  also paid utilization down to 7% (from 20ish %)

TU is a weird report b/c it's not showing ANY inquiries.  I KNOW there are at least FOUR/FIVE from 2013. 

AutoLoan, NFCU (1), Pottery Barn and CareCredit.....Possibly two for NFCU, not certain if they used same pull for two cards.  The last time I pulled, it was 668 (about one month ago).   Not showing the entire report either, just a few accounts.  When NFCU was apped, their letter gave a 668 (last month).  Which matched FICO. 

Don't need ANY new credit until late spring 2014.  I'm just happy those two collections are GONE.

[alvon123]

WOW!!! What a jump!!!

[Kratos-TM]

AWESOME!!!

[newmomnewme]

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@fishbjc wrote:

It was actually two collections, within the past two years.  One was, I believe, removed via gw and one HIPPA.  also paid utilization down to 7% (from 20ish %)

TU is a weird report b/c it's not showing ANY inquiries.  I KNOW there are at least FOUR/FIVE from 2013. 

AutoLoan, NFCU (1), Pottery Barn and CareCredit.....Possibly two for NFCU, not certain if they used same pull for two cards.  The last time I pulled, it was 668 (about one month ago).   Not showing the entire report either, just a few accounts.  When NFCU was apped, their letter gave a 668 (last month).  Which matched FICO. 

Don't need ANY new credit until late spring 2014.  I'm just happy those two collections are GONE.

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@Anonymous!!!!!! Congrats @fishbjc!!! That is so awesome man. Can I borrow about 20 points? You are going to the garden now anyway....LOL

[Schoolbuskid]

Awesome! Super happy for you!

[SunriseEarth]

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@fishbjc wrote:

TU removed the medical collection!  Score went from 668 to SEVEN HUNDRED AND SIXTY EIGHT....that's 7 6 8 !!!!!!!

A HUGE Thank YOU to everyone who gave advice, sent links, and put yourselves 'out there'!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!

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Congrats!  Excellent progress!