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So im reading on the forum how you can use the chat for Capital One to have your lates removed. So i log into my account and start a chat session long story short the rep told me it will take 30 days for it to update and that they will be removed and i had 2 30 day lates im overjoyed right now!!!! THANK YOU i love this forum im learning so much!!!
Wow congrats@@!!
Congrats! Didn't work for me!
Congrats!
Where did you find the link to chat them? I have some old delinquencies that are about to fall off in Nov, Dec...trying to see if I can get them off sooner. Thanks!
@Mikeur86 wrote:Where did you find the link to chat them? I have some old delinquencies that are about to fall off in Nov, Dec...trying to see if I can get them off sooner. Thanks!
If your lates are going to drop off this yr I would not miss or try to get them off.
I had a chat with them a month ago and the chat said they would remove them.. they refunded me my late fee charge but it remained on my CRs I emailed them and they said they have to report accurate info and wouldn't delete 1 - 30 day late from a few months ago.