Reply
New Contributor
Quantarra
Posts: 59
Registered: ‎02-09-2013

OMG IT REALLY WORKED!!!!

So im reading on the forum how you can use the chat for Capital One to have your lates removed. So i log into my account and start a chat session long story short the rep told me it will take 30 days for it to update and that they will be removed and i had 2 30 day lates im overjoyed right now!!!! THANK YOU i love this forum im learning so much!!!

Fico=626 Exp=643(perCU) TU=638
Goal=anything over my current scores,,,,,,
Moderator
webhopper
Posts: 7,230
Registered: ‎09-16-2011

Re: OMG IT REALLY WORKED!!!!

Wow congrats@@!!


Starting Score: 08/29/2011 TU 671 EQ 674
Current Score: TU 754 EQ 694 EX 697
Wallet: NFCU Visa Sig 25k, Amex Lowes 22k, NavCheck 15k, Amex PRG, Amex Zync, Discover It 13.5k, Amazon Visa 5k
Platinum Spade Garden Club Member: App Free since 1/1/13. No more apps til who knows when?
MyFICO Fitness Goal: 800s Club!



Take the myFICO Fitness Challenge
Frequent Contributor
SLR72689
Posts: 339
Registered: ‎02-15-2013

Re: OMG IT REALLY WORKED!!!!

Congrats! Didn't work for me!

Established Contributor
DiabolicallyRandom
Posts: 775
Registered: ‎03-09-2013

Re: OMG IT REALLY WORKED!!!!

Congrats!  

New Contributor
Quantarra
Posts: 59
Registered: ‎02-09-2013

Re: OMG IT REALLY WORKED!!!!

How long ago did you try
Fico=626 Exp=643(perCU) TU=638
Goal=anything over my current scores,,,,,,
Established Member
Mikeur86
Posts: 17
Registered: ‎03-20-2013

Re: OMG IT REALLY WORKED!!!!

Where did you find the link to chat them? I have some old delinquencies that are about to fall off in Nov, Dec...trying to see if I can get them off sooner. Thanks!


Starting Score: 526 EQ 564 TU 520 EXP (03/11/13 Lender)
Current Score: 661 EQ(04/08) 600 TU(04/03 Lender) 604 EXP(04/03 Lender)
Goal Score: 750


Take the myFICO Fitness Challenge
New Contributor
Quantarra
Posts: 59
Registered: ‎02-09-2013

Re: OMG IT REALLY WORKED!!!!

You have to log into your account and it at the upper right side of screen
Fico=626 Exp=643(perCU) TU=638
Goal=anything over my current scores,,,,,,
New Contributor
Quantarra
Posts: 59
Registered: ‎02-09-2013

Re: OMG IT REALLY WORKED!!!!

I'm sorry upper left side
Fico=626 Exp=643(perCU) TU=638
Goal=anything over my current scores,,,,,,
Senior Contributor
DaBears
Posts: 3,916
Registered: ‎10-26-2012

Re: OMG IT REALLY WORKED!!!!


Mikeur86 wrote:

Where did you find the link to chat them? I have some old delinquencies that are about to fall off in Nov, Dec...trying to see if I can get them off sooner. Thanks!


If your lates are going to drop off this yr I would not miss or try to get them off. 

Member
Lemonlimez
Posts: 10
Registered: ‎06-12-2009

Re: OMG IT REALLY WORKED!!!!

I had a chat with them a month ago and the chat said they would remove them.. they refunded me my late fee charge but it remained on my CRs :smileysad: I emailed them and they said they have to report accurate info and wouldn't delete 1 - 30 day late from a few months ago.

January 2013 @ 30 yrs old learned a hard lesson how my BAD spending history came back to bite me, now I am in journey to rebuild my credit and purchase a home in 2015.

myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.

>> About myFICO
FICO Score - The Score that matters
Click to Verify - This site chose VeriSign SSL for secure e-commerce and confidential communications.
Fair Isaac Corporation is a BBB Accredited Financial Service in San Rafael, CA
FOLLOW US Social Media Facebook Twitter Pinterest Google+