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OMG!!! NFCU Approval!

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Geochk
Valued Member

OMG!!! NFCU Approval!

Happy dance happy dance! Just got the message to check the NFCU message center.... I kinda jumped the gun and applied last night for CashRewards Visa. I have been getting baddies removed and waiting for a PIF CC to hit cuz util was 83% but I lost patience....Approved for $10k! By far my largest limit, except for an AU Chase of my mom's. I had BK7 in 2009, a couple of CAs reporting and two Capone cards $750 CL. Very very happy! My scores are TU 643, EQ 601, and EX FAKO 689. Don't know why EQ is so low!

Starting Score: 519
Current Score: 650
Goal Score: 700


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Message 1 of 13
12 REPLIES 12
Rain77
Frequent Contributor

Re: OMG!!! NFCU Approval!

Congrats! 



Last HP 8/29/14

Message 2 of 13
dodfire
Valued Contributor

Re: OMG!!! NFCU Approval!

LOL Congrats!!!!!

But, I thought you were suppose to be in the garden????? 

*8/10/13
Message 3 of 13
Geochk
Valued Member

Re: OMG!!! NFCU Approval!

Lol? Who? Me? No garden for me! Just trying to get my scores in order so that I can build a garage....plus it's just addictive! Thanks to all the great advice from you guys....couldn't have done it without MyFICO forums!

Starting Score: 519
Current Score: 650
Goal Score: 700


Take the myFICO Fitness Challenge
Message 4 of 13
dodfire
Valued Contributor

Re: OMG!!! NFCU Approval!

HAHA yes it is very addictive isnt it.

 

*8/10/13
Message 5 of 13
Epcot
Valued Contributor

Re: OMG!!! NFCU Approval!

Congrats on the approval!

Starting Score: EQ 717 EX 724 TU 736
Current Score: EQ 849 EX 835 TU 841
Message 6 of 13
starry1
Valued Contributor

Re: OMG!!! NFCU Approval!

Congrats, that's an amazing limit!


Starting Score: 11/29/12 TU 527; EQ 565; EX 564 fako - bk7 dc'd 2/15/13
Current Score: 1/22/15 TU 645; EQ 605; EX 633 New goal 675
Cap1 sec $1k (SD) / Fingerhut $2k / Flagship $12k / cashRewards $12k / NavChek $15k / Amazon $2k / Von Maur $1k / Firestone $2.2k / BCU $3k / NFL $1k / QS1 $750 / Target $400 / PPSC $800 / Conoco $700 (last app 09/29/14)
Message 7 of 13
erlafontaine
Valued Member

Re: OMG!!! NFCU Approval!

Did you have to be a member of NFCU with checking account to apply for a visa line of credit? 

 

Im trying to join right now because my brother was a member but he has to clear up his negative account with them before i can join


Starting Score: Decem 2012 - 568 (EX) ?? (TU FICO) 464 (EQ FICO) 540 (TU) 511 (CREDIT KARMA) 549 (QUIZZLE) 608 (CREDIT SESAME)
Current Score: December 2013 - 633 (EX) 585 (TU FICO) 583 (EQ FICO) 611 (TU) 591 (CREDIT KARMA) 623 (QUIZZLE) 660 (CREDIT SESAME) 660 (CREDIT.COM)
Goal Score: 700 across the board - Hoping to buy a home by March 2014..All baddies removed except for one stubborn First Premier who refuses to take it off even though it's PIF! GRRR

In my wallet: Home Depot $500 | Buckle $250 | Express $500 | Loft $500 | VS $350

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Message 8 of 13
Geochk
Valued Member

Re: OMG!!! NFCU Approval!

Yes, have to be a member. I joined last week. :-)

Starting Score: 519
Current Score: 650
Goal Score: 700


Take the myFICO Fitness Challenge
Message 9 of 13
proudnavymom
Regular Contributor

Re: OMG!!! NFCU Approval!

When I applied for my NFCU credit card, I only had a savings account. By the way, I was shocked too when they gave me a $5000 limit.  I was hoping for an approval, but didn't expect that high of a limit.   Since then I have added a checking account. 

Starting Scores TU 7/30/09 FICO 493 EQ 9/5/10 FICO 477 EX 11/14/2011 (lender pull) 575
Current Scores TU 10/19/2018 FICO 671 EQ 12/21/2018 FICO 614 EX 5/31/2014 FICO 658
Goal Scores 700 across the board
Message 10 of 13
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