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OMG !! Six tough years of rebuilding FINALLY MADE IT!!!

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amh783
New Contributor

Re: OMG !! Six tough years of rebuilding FINALLY MADE IT!!!

guydiver - I'm having the same issue with a Cap One CO from 2006. They're definitely reporting incorrectly with the 30,60,90 then a few months of paid as agreed. The KD marks after I paid the CO are infuriating too. If you could PM the info that you have, I would be most appreciative!!!

Congrats on your success!!


Starting Score: April 2011: EQ 606 TU 585 EX FAKO 574
Current Score: Dec 2012: EQ 738 TU 740
Goal Score: 800


Take the FICO Fitness Challenge
Message 21 of 27
SanFranMatt
Frequent Contributor

Re: OMG !! Six tough years of rebuilding FINALLY MADE IT!!!

Congrats!  I have a 120 day late from December 2005 with Wells Fargo, but they didn't budget when I sent in GW letters.  I'm glad that you had some success!

Message 22 of 27
CS800
Super Contributor

Re: OMG !! Six tough years of rebuilding FINALLY MADE IT!!!


@amh783 wrote:

guydiver - I'm having the same issue with a Cap One CO from 2006. They're definitely reporting incorrectly with the 30,60,90 then a few months of paid as agreed. The KD marks after I paid the CO are infuriating too. If you could PM the info that you have, I would be most appreciative!!!

Congrats on your success!!



I had the same thing happen to me when I paid off Kay Jewellers. Before that the previous months were reported as ND (No Data). The minute I paid them in full, they slapped me with a KD the same month. Emailed them ,called them, they don't want to budge. I even paid them in full. You know it;s bad when even the collection agency finds it harsh that they would not delete a $90 charge off that was PIF.




Message 23 of 27
guydiver
Established Contributor

Re: OMG !! Six tough years of rebuilding FINALLY MADE IT!!!

Yeah, not the first time I've heard KJ is tough. I can't get a CLI.  Maybe they'll like my new scores Smiley Very Happy

Message 24 of 27
Will50
Established Member

Re: OMG !! Six tough years of rebuilding FINALLY MADE IT!!!

Congratulations! You are an inspiration to us all!!  Keep up the good work!


Starting Score: EQ 638 TU 598
Current Score: EQ 667 TU 628
Goal Score: EQ 700 TU 700


Take the FICO Fitness Challenge
Message 25 of 27
Rvan1961
Valued Member

Re: OMG !! Six tough years of rebuilding FINALLY MADE IT!!!

Grats Smiley Happy Very Inspirational to US Smiley Happy


Starting Score: 622
Current Score: 650
Goal Score: 750


Take the FICO Fitness Challenge

Message 26 of 27
Anonymous
Not applicable

Re: OMG !! Six tough years of rebuilding FINALLY MADE IT!!!

From the 500s to 769 and you haven't even got your utilization under 9% -- that's impressive! You WILL be in the 800 Club soon.

 

Congratulations!!!

Message 27 of 27
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