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guydiver - I'm having the same issue with a Cap One CO from 2006. They're definitely reporting incorrectly with the 30,60,90 then a few months of paid as agreed. The KD marks after I paid the CO are infuriating too. If you could PM the info that you have, I would be most appreciative!!!
Congrats on your success!!
Congrats! I have a 120 day late from December 2005 with Wells Fargo, but they didn't budget when I sent in GW letters. I'm glad that you had some success!
@amh783 wrote:guydiver - I'm having the same issue with a Cap One CO from 2006. They're definitely reporting incorrectly with the 30,60,90 then a few months of paid as agreed. The KD marks after I paid the CO are infuriating too. If you could PM the info that you have, I would be most appreciative!!!
Congrats on your success!!
I had the same thing happen to me when I paid off Kay Jewellers. Before that the previous months were reported as ND (No Data). The minute I paid them in full, they slapped me with a KD the same month. Emailed them ,called them, they don't want to budge. I even paid them in full. You know it;s bad when even the collection agency finds it harsh that they would not delete a $90 charge off that was PIF.
Yeah, not the first time I've heard KJ is tough. I can't get a CLI. Maybe they'll like my new scores
Congratulations! You are an inspiration to us all!! Keep up the good work!
Grats Very Inspirational to US
From the 500s to 769 and you haven't even got your utilization under 9% -- that's impressive! You WILL be in the 800 Club soon.
Congratulations!!!