cancel
Showing results for 
Search instead for 
Did you mean: 

OMG...Sooo excited!!!

tag
TM0312
New Contributor

OMG...Sooo excited!!!

Finally, after months......ok, a year and a half....of hard, hard work, I finally feel like I have made the jump from bad credit to decent credit! In March of this year, I was pleasently surprised when Capital One EO increased my measly $300 card to $1200 and my credit union approved me for a $2000 limit card. I did an app spree via shopping card trick and was approved for VS & Gap/Old Navy. I am a flight attendant and travel ALOT, so I have always wanted the SWA Chase Rapid Reward Card to be able to reep the benefits of my travels. In March of this year, I also applied for it and got denied...even through Recon, denied, denied, denied. Fast forward to yesterday, I decided to call back and reapply since 6 months had passed. After what seemed like FOREVER on hold, guess what I heard?! "Ma'am? I am pleased to inform you we are able to offer you our credit card with a credit limit of $5000!" YEP! $5000! Can you say "Happy Dance"?!!!

 

Finally, I feel like I can breath. Now, just need to sit back and garden....It can be done! Just stick to it, stay on top of things and good things WILL happen!!


Starting Score: EQ 546 EX 560 TU 568
Current Score: EQ 703 EX 718 TU 715
Goal Score: 750


Take the FICO Fitness Challenge

Message 1 of 12
11 REPLIES 11
jk26978
Regular Contributor

Re: OMG...Sooo excited!!!

Exciting....Great for you

 

 

K


Starting Score: 650 Current Score: EQ:674 (SW Alert 12-28-15) - TU: 698 (5/27/13 SW)Chapter 7 filed 8/2009 - Discharged 12/2009 Goal Score: 750
Joined the garden again 12/5/13
In the garden again till at least 6/1/16

http:
Message 2 of 12
aurelie00
Regular Contributor

Re: OMG...Sooo excited!!!

I was also 'denied, denied, denied' for the Chase SW Rapid Rewards card about a month ago.  Can I ask, did you have any prior baddies with Chase? 

 

Congrats on your huge approval! 

 


Starting Score: 524
Current Score: 715
Goal Score: 720


Take the myFICO Fitness Challenge


Message 3 of 12
TM0312
New Contributor

Re: OMG...Sooo excited!!!

No baddies with Chase. I heard that if you have "too many" new accounts opened within a 6 month period that they would deny. So, I waited until exactly 6 months to reapply.


Starting Score: EQ 546 EX 560 TU 568
Current Score: EQ 703 EX 718 TU 715
Goal Score: 750


Take the FICO Fitness Challenge

Message 4 of 12
denver133
Frequent Contributor

Re: OMG...Sooo excited!!!

Nice!  I am holding out from apping for that specific card. Congrats on the approval!!!!


My Cards: CSP: $5,000 // Hyatt: $5,000 // Cap1 Venture: $5,000 // US Bank Plat: $3,500 // Discover: $1,000 // AMEX BCE: $1,000 // Lowes: $5,500 // Furniture Row: $3,500 // Buckle Store Card: $750

Current MyFico Scores: EX 687 EQ 696 TU 687 Gardening from 5/15 till 5/16

Message 5 of 12
BetteDavis2013
Valued Member

Re: OMG...Sooo excited!!!

Good for you! You give me hope! Smiley Happy

Message 6 of 12
timsim
Valued Member

Re: OMG...Sooo excited!!!

If you don't mind posting, what are your scores?

Starting Score: 630
Current Score: 642
Goal Score: 700


Take the myFICO Fitness Challenge
Message 7 of 12
denver133
Frequent Contributor

Re: OMG...Sooo excited!!!

From her scores in her signature.  

 

EQ 703 EX 718 TU 715

 


My Cards: CSP: $5,000 // Hyatt: $5,000 // Cap1 Venture: $5,000 // US Bank Plat: $3,500 // Discover: $1,000 // AMEX BCE: $1,000 // Lowes: $5,500 // Furniture Row: $3,500 // Buckle Store Card: $750

Current MyFico Scores: EX 687 EQ 696 TU 687 Gardening from 5/15 till 5/16

Message 8 of 12
mzgg09
Regular Contributor

Re: OMG...Sooo excited!!!

That's awesome! Congrats. I would love that card as well.

Experian 750 Equifax 750 Transunion 753
Message 9 of 12
reverted
Established Member

Re: OMG...Sooo excited!!!

Congrats! So good to hear you're climbing the credit ladder

CapOne VentureOne - $10000 | Costco AMEX - $7700 | CSP - $7000 | United MP Explorer - $7000 | Chase Freedom - $6000 | Chase Hyatt - $5000 | Barclay Rewards MC - $3500 | Citi Forward - $2800 |
Discover IT - $3500 | Walmart - $2400
Message 10 of 12
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.