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Odd Collection Line

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Eyisila
Frequent Contributor

Re: Odd Collection Line

Hopefully someone can answer my previous question and this one also.

 

What is my next step if the company doesn't send validation of the debt?

 

Thanks as always


@Eyisila wrote:

I do not believe that I have ever received a dunning notice.  I am pretty diligent about looking at my mail, especially since I started the rebuilding process.  And I do not recall ever receiving one about this supposed debt. 

 

Does that change anything?

 




 

Message 11 of 18
guiness56
Epic Contributor

Re: Odd Collection Line

If they don't respond to the DV, and they don't have to, and you do not believe it is your debt, I would fill out an FTC Fraud Affidavit http://www.consumer.ftc.gov/articles/pdf-0094-identity-theft-affidavit.pdf and a police report.  Send both the CRAs and ask them to block the account.

 

Also send them to the reporting party and ask for any and all documentation they have.

Message 12 of 18
Eyisila
Frequent Contributor

Re: Odd Collection Line

I assume it would be ill advised to call them at the number on the report, correct?

 

Message 13 of 18
guiness56
Epic Contributor

Re: Odd Collection Line

Message 14 of 18
Eyisila
Frequent Contributor

Re: Odd Collection Line

Ok for those of you more experienced...I have an update.

 

On 2/28 I mailed CMRRR the credit agency previously mentioned. 

 

It is now 3/4 and I just checked the certified mail number via USPS site and this is the info:

 

Date & TimeStatus of ItemLocation

March 3, 2014 , 10:55 am

Moved, Left no Address

SOUTHLAKE, TX 76092 

March 3, 2014 , 10:15 am

Arrival at Unit

SOUTHLAKE, TX 76092 

March 3, 2014

Depart USPS Sort Facility

FORT WORTH, TX 76161 

March 3, 2014 , 12:43 am

Processed through USPS Sort Facility

FORT WORTH, TX 76161 

March 2, 2014 , 7:42 pm

Processed through USPS Sort Facility

FORT WORTH, TX 76161 

March 2, 2014

Depart USPS Sort Facility

COLUMBIA, SC 29201 

February 28, 2014 , 10:37 pm

Processed at USPS Origin Sort Facility

COLUMBIA, SC 29201 

February 28, 2014 , 3:28 pm

Acceptance

COLUMBIA, SC 29206 

 

That 3/3 entry...Moved left no address.

 

Basically I am a little confused now as to my next steps with this.  I welcome any and all advice.

 

Thanks!!

 

Message 15 of 18
Eyisila
Frequent Contributor

Re: Odd Collection Line

Noone with any advice or help Smiley Sad

 

As you can probably tell I am a little confused as to what to do next LOL.

 

Message 16 of 18
notfancy
Valued Contributor

Re: Odd Collection Line

Looks like your letter is getting bounced back to you. Here is an address I found (might be the one you tried) and a fax number you can try to send the letter to.

 

Phone: (888) 830-2405 Fax: (817) 421-9570

 

1803 Tarrant Ln  Ste 230, Colleyville, TX 76034

625 EQ FICO Current Score: 660 DCU EQ FICO/ 645 Scorewatch EQ FICO , EX FICO 664, TU FICO 737 (08/2014)
Goal Score: 700   Seedling again as of 07/29/14
Message 17 of 18
Eyisila
Frequent Contributor

Re: Odd Collection Line


@notfancy wrote:

Looks like your letter is getting bounced back to you. Here is an address I found (might be the one you tried) and a fax number you can try to send the letter to.

 

Phone: (888) 830-2405 Fax: (817) 421-9570

 

1803 Tarrant Ln  Ste 230, Colleyville, TX 76034


Thank you for the response. 

 

Lets say that I send it off again to the address that you gave.  I don't believe that is where I initially sent it, and the same thing occurs.

 

What would be my next steps?  Do I do what Guiness stated earlier in this thread?

 

Thanks agaiN!!

 

Message 18 of 18
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