@Anonymous wrote:Just throwing an update out there. I received a letter from the creditor saying they would delete the account. I've verified with the 3 major CRA's and they've confirmed there is no such account on my report. I haven't seen any score changes yet though on myfico dashboard.
It doesnt look like the removal of an OC account is a triggering event. A change to a PR or CA would have triggered a scoring update.
It's a cleaner report. That's what matters. As I said before, I like a nice clean thick CR. Your scores and creditors will too. Congrats!
July 2013 score: EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+
Take the myFICO Fitness Challenge
Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!
June 2017 update: All scores over 820, just pure gardening now.
