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As of today I just got my 1 last collection removed from Equifax. I know have clean file with no collection, but I have not yet see score increase will give it a few days.
My Transunion and Experian are getting close, I still have the midland there and its the only collection have i left...Midland is playing hard game with me, but i will keep trying and trying to get them deleted.
Needless to say I very happy, Its took me only 3-4months to get rid of 9 collection from my files.
BIG THANKS TO MY FELLOW FICO MEMBERS!! I appreciated the help and information in here.
Moving forward I am building my revolving history, keeping my payment on time and let me account age get older. The most important for me right now is Gardening, its hard to do.
Way to go!!! hopefully the other one will drop soon. Good luck.
@Anonymous wrote:As of today I just got my 1 last collection removed from Equifax. I know have clean file with no collection, but I have not yet see score increase will give it a few days.
My Transunion and Experian are getting close, I still have the midland there and its the only collection have i left...Midland is playing hard game with me, but i will keep trying and trying to get them deleted.
Needless to say I very happy, Its took me only 3-4months to get rid of 9 collection from my files.
BIG THANKS TO MY FELLOW FICO MEMBERS!! I appreciated the help and information in here.
Moving forward I am building my revolving history, keeping my payment on time and let me account age get older. The most important for me right now is Gardening, its hard to do.
Understand the need for gardening, when all those reward prime cards are waiting.
i myself am impatient. Ex is my first clean report. Building credit while cleaning up produced the double whammy: Amex reported score, 773 (but it will go down from the inquiry and new lines of credit).
got all my medical collections recalled, but have to wait for them to fall off Tu. eq will have to wait for December to clean up. But I should be over 700 on all scores by February. Plan on taking advantage of the amex's 0% for about 5 months, but that card will still report under 30% utilization.
YAY!!!! congrats!
stickyrice74985,
Congrats to YOU!! It's a wonderful feeling, having a CR with no collections.
Congratulations!...Thanks For Sharing.
Congratz!! I too have been very successful in cleaning up my reports. I started less than 3 months ago with scores 531-548-535 and now I am sitting at 585-756-634. My TU is clean and I have to wait till February for the other two to clean up. My Diners approval this week should be reporting by the time EQ and EX are clean and maybe I will decide to garden then.
Congratulations! Wonderful to hear!