Oh Goodness ... +133 points in 11ish months! WooH... - myFICO® Forums

Anonymous · ‎03-08-2013

So I decided to pull my numbers to see where I'm at and I ... am just ... astonished. It seems like everything has been stale for a while and with the recent medical issues requiring me to temporarily hit a 98% UTIL then as of this month getting back to 19% UTIL ... well ... it turns out that I have increase my FICO by 133 points in approximately 11 months! I'm just flabbergasted! WOOO HOOOOO!!! And I have all of you guys out there to thank for assisting me, guiding me and offering advice and suggestions. Thank you SOOO much! I am now more than ever, so much more motivated to keep this journey going

Started in April 2012: FAKO - 579 EX, 572 EQ, 546 TU .... FICO - 514 TU and 518 EQ

As of today, March 8, 2013: FICO 647 TU and 627 EQ!!!!! (FAKOs are 634 TU, 649 EQ, 649 EX)

Happy Dance time!!!

myjourney · ‎03-08-2013

Outstanding

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?