Oh happy day

[Bigdaddy69]

Oh happy day, that song is ringing in my head since my score jumped 16 points this morning.

Started with four positive cc tradelines reporting 98% utilized.

Paid all four down to zero balances the other day and one tradeline reported on my credit report with zero balance this morning with 70% total utilization [4 cc].

I can't wait to see my final score when all [4] cc report zero balances [0] utilization.

Hope to break the 650 FICO barrier....

6/2012 FAKO scores

EX: 514 EQ: 525 TU: 539

2/2013 FAKO scores

EX: 598 EQ: 607 TU: 586

Current myfico EQ: 591 before balance payyoff

[Epcot]

Nice going, Congrats! Keep it up.

[guiness56]

Great job!

[dodfire]

Congrats!!!!!! Nice work!!!

[notyours]

congrats

[Shogun]

Get that util down more and I could forsee a very nice bump.  Congrats!

[Bigdaddy69]

Navy Fed member:

Looking to apply for auto loan in two weeks once direct deposit kicks in, and scores increase after all CC show zero balance.

Hope to have a min EQ Fico of 650+ to help acquire the loan.

Other suggestions to lock in a $40K car loan?

Salary is $110K per year.

[Bigdaddy69]

Myfico score watch alert......

wait for it.................................................

EQ626

Yeah me!

[batemanclan6]

Great job!

[Bigdaddy69]

2nd MyFICO boost came from a $500 LOC just posting a 0 balance.

Still two more CC at 98% utilization waiting to post a 0 balance...

Is it possible I could hit 650???