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I have heard different stories about being an authorized user on a credit card.
I have heard that it can help you and I have heard that it has no affect on the AU credit report.
My father added me as an authorized user to his long standing credit card. I am not going to use it, I just want to piggy back on his card to help boost my FICO score.
He's had it a long time and pays it off monthly.
Can someone help me understand?
I have a few revolving accounts.
I am hoping that his length 10+ years would help. It's with USAA and they told my father that it would not help me. I disagree, but maybe I'm wrong. This is why I ask for the experts to set me straight.