Once it has passed the CRTP, it can not be put back on. You have 2 options, settle (and I would not settle for half, maybe 10 percent), or send them a cease and desist letter.
July 2013 score: EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+
Take the myFICO Fitness Challenge
Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!
June 2017 update: All scores over 820, just pure gardening now.
@Anonymous wrote:
When I first got a letter from them I wrote back and said that this account was not mine and it had been on my report for 7yrs plus and has just got removed and that they are way past sol and that I would like for them to leave me alone and I'm not going to pay anything. I got a letter back from them about a week ago and it was a paper for the bill I supposedly owed and I haven't responded back and am not going to but I'm just wondering can they legally put another collection on my cra with it already being on for 7yrs and just getting removed? I would think so since its past sol should I tell them to F off what u think
No only one run is allowed and that communication from them is a violation of the FDCPA. You told them to leave you alone that is a C&D, they can only contact you one more time to say they are ceasing all collection efforts and you will not hear from them again. I would now send them an ITS letter with demand of no further contact or you will file suit to collect 1K for each violation of the FDCPA.
@Anonymous wrote:
Wow really! Yea I told them this was on my report for 7yrs already and to leave me alone and it wasn't mine I. The first place but mainly told them to leave me alone and then they sent me a copy of original bill from more than 7yrs ago and they said I.etter here the paperwork you requested. I was like wth I never requested anything and just have been hoping nothing pops up from them. I do t know what an ITS letter is. Where can I find one cuz I will send them one or should I call them they gave me a number to call to set up payments can u believe these people man I hate absolutely hate collection people they are bottom feeders that have no heart.
Intent to sue letter. You can Google examples of this letter.