Old Navy 30 day late removed, plus Dispute success!

TravisD · ‎01-02-2013

So I sent a GW letter to Old Navy to have a 30 day late removed. They had it removed, and my score went up 15 points (yay!)

It didn't stop there though, I disputed a collection on my file, and it was removed as well!

per MyFico EQ:

December 15: 619

January 2: 665

-- Almost + 50 points in about 2 weeks!

........???................659 (FICO)................659 (TU08) ........

NewbieReed · ‎12-05-2012

nicely done!!! Thats a major jump!

What address did you send the ON GW letter to?

Starting Score: 526 EXP 09/2012 600 FICO 10/2012 608 EX (lenderpull)11/2012
Current Score: 4/2013 TU FICO 697, 02/2013 EQ 698 FICO (lender) 04/2013 674 Credit Sesame
NEW GOAL SCORE FOR 2013Breaking into the 700 club
[OLD GOALS: For now- 680 on all 3 = GOAL REACHED IN 02/2013}
Take the FICO Fitness Challenge
App Free since 2.8.13

TravisD · ‎01-02-2013

It only took them about 10 days from when I mailed the letter, and when I saw the late removed. I am still an active card holder with them, so they might of helped my case.

Gap Card Services

PO Box 965003

Orlando, FL 32896-5003

........???................659 (FICO)................659 (TU08) ........

Kartel34 · ‎05-01-2008

Great job! I just sent out some GW letters today. Hope I get as much love as you did.

NewbieReed · ‎12-05-2012

TravisD wrote:
It only took them about 10 days from when I mailed the letter, and when I saw the late removed. I am still an active card holder with them, so they might of helped my case.

Gap Card Services
PO Box 965003
Orlando, FL 32896-5003

Thanks for the info -- this gives me some hope!

Starting Score: 526 EXP 09/2012 600 FICO 10/2012 608 EX (lenderpull)11/2012
Current Score: 4/2013 TU FICO 697, 02/2013 EQ 698 FICO (lender) 04/2013 674 Credit Sesame
NEW GOAL SCORE FOR 2013Breaking into the 700 club
[OLD GOALS: For now- 680 on all 3 = GOAL REACHED IN 02/2013}
Take the FICO Fitness Challenge
App Free since 2.8.13

TravisD · ‎01-02-2013

Goodluck!

........???................659 (FICO)................659 (TU08) ........

Goal850 · ‎07-09-2012

Congrats!

Starting Score: 07/09/12 TU 587(myfico) EQ 572(myfico) EX 591(FAKO CS)
Current Score: TU 684(nfcu cli appr 2/19/13) EQ 650(USAA Amex denial 2/20/13) EX 648(Amex denial of course, 2/12/13)
Goal Score: 760+Take the FICO Fitness Challenge

artsyadventurer · ‎02-04-2013

That's wonderful news! I just sent one to Old Navy as well... plus three others!

Hopefully at least one will respond favorably Thanks for sharing the good news and giving us hope.

Rebuilding Your Credit

Old Navy 30 day late removed, plus Dispute success!

Re: Old Navy 30 day late removed, plus Dispute success!

Re: Old Navy 30 day late removed, plus Dispute success!

Re: Old Navy 30 day late removed, plus Dispute success!

Re: Old Navy 30 day late removed, plus Dispute success!

Re: Old Navy 30 day late removed, plus Dispute success!

Re: Old Navy 30 day late removed, plus Dispute success!

Re: Old Navy 30 day late removed, plus Dispute success!