No credit card required
Browse credit cards from a variety of issuers to see if there's a better card for you.
A few years ago I shopped around for a new cell phone plan. Had an inquiry from each. I just realized all of those are now 2 years and 2 months old, but have not dropped off. Who do i contact about those?
@Tischer712 wrote:A few years ago I shopped around for a new cell phone plan. Had an inquiry from each. I just realized all of those are now 2 years and 2 months old, but have not dropped off. Who do i contact about those?
I wouldn't worry about it ~ they should be dropping off soon. Inquiries usually drop from your report at the 2 year mark but can linger sometimes. There actually isn't any mandate to do this, but it is just a convention that the 3 CRAs follow.
Thanks for the quick response!
Instead of starting a new thread, does anyone know a good approach for GW and PFD to a Credit union. Its called Suncoast Schools Federal Credit Union. They tell me they won't delete, but I bluffed and told them a friend had them delete an old account. They said if I gave them a name they would varify they did, and then help me. Obviously I don't have a friend that did that. I am trying so hard to have it removed, and they will not budge. It was a 60 day late from 2007, and I have a voluntary repossession from 6 years and 3 months ago with them, but the REPO is keeping me from getting financed for everything. Do you think it would be a bad choice to get a small loan to pay the 4k on the repo IF they do a PFD?
I forget the day, but they fall off towards the end of next year. One of the main reasons that I got denied for my mortgage was it. I was 60 days late on a small loan with them, and then had the reposession with them on my car. All in the same month. I paid off the small debt but it shows a 60 day late. As for the repo, it shows I owe around 4k and it reports as late EVERY month. So one of my big negative factors is it is still reporting as 120+ days late every month. The lender said that is the biggest issue. With it reporting 120+ days late every month it is destroying my credit.