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Valued Contributor
Posts: 1,546
Registered: ‎08-30-2012
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Old mortgage foreclosure....need advice

So, 6 yrs and 4 months ago we had a mortgage foreclosure. You guessed it, CRTP ends Aug 2014.

I've no less than 5 times at a GW and I keep getting c**k blocked by an executive secretary.

We don't owe anything on it and the lender is GMAC. I'd really wish the national mortgage settlement had included wiping the record off of the CR's but they only did that for service men/women.

Any ideas to get it removed early?

Thanks

Starting Score: EQ 511 TU 552 EX 545 8/29/2012
Current Score: TU 712|EQ 695|EXP 723 (FICO)
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Epic Contributor
Posts: 22,406
Registered: ‎01-17-2008
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Re: Old mortgage foreclosure....need advice

Valued Contributor
Posts: 1,546
Registered: ‎08-30-2012
0

Re: Old mortgage foreclosure....need advice

Many times Guinness.

Starting Score: EQ 511 TU 552 EX 545 8/29/2012
Current Score: TU 712|EQ 695|EXP 723 (FICO)
Total credit $185,250; Util 14%
Goal Score: 700 across the board.
Take the FICO Fitness Challenge
My Journey
Epic Contributor
Posts: 22,406
Registered: ‎01-17-2008
0

Re: Old mortgage foreclosure....need advice

Ok.

 

The next best thing I can suggest is contacting the CRAs.  Ask (plead) if they would be willing to remove it early.  You'll think of something to say.  There have been several posters that did the same thing and got things removed. 

Valued Contributor
Posts: 1,546
Registered: ‎08-30-2012
0

Re: Old mortgage foreclosure....need advice

Thanks Guiness. I think this is the only route ATM.

Starting Score: EQ 511 TU 552 EX 545 8/29/2012
Current Score: TU 712|EQ 695|EXP 723 (FICO)
Total credit $185,250; Util 14%
Goal Score: 700 across the board.
Take the FICO Fitness Challenge
My Journey
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