03-30-2012 06:31 AM
I have several medical bills in collections right now. I am going to tackle each one but I want to know if you can still negotiate or pay the doctor or hospital directly instead of dealing with the collection company?
They keep saying that the debt is sold to a collection company but I have a hard time believing that the collection company bought my debt from the doctor because I know if I walk into the office and write them a check they will gladly take it and they won't say "we don't want the money because the collection company bought your debt."
How exactly does the whole process with collection companies and payment work?
03-31-2012 02:16 PM
Medical bills are handled differently from other bills. Do a search for medical collections. If you follow all the HIPAA steps correctly you can pay the OC and get it removed from your credit report. This process requires a series of letters in the correct order to work.
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