10-13-2012 04:50 PM
looking at my EQ report from here, it says I have 4 accts listed as negative. One is a chase CO fm 2010 and another is a VW 30 day late from dec 2008. However, the other 2 accts (compass car loan & another chase cc) are marked negative because of 30 day lates that are from over 7 yrs ago & have since fallen off my reports. Is this accurate? I thought once the lates roll off, the TL was supposed to be reporting as a positive TL. If it is inaccurate, what can I do to fix it? And is it possible to see ~any~ score increase from these 2 accts being reported as positive TLs.
10-13-2012 04:52 PM
Is that all that was reported on the TLs? the lates? It wasn't charged off? Then yes, if all lates have fallen off, it should revert to a positive TL.
10-13-2012 04:59 PM
Yes. It was only lates. I suppose it's possible at some point in the past (I.e. pre-2005) they may have had bigger lates than 30 days but they were not CO's. both PIF with zero balance. How do I get them to switch to positive since its not doing it automatically?
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