looking at my EQ report from here, it says I have 4 accts listed as negative. One is a chase CO fm 2010 and another is a VW 30 day late from dec 2008. However, the other 2 accts (compass car loan & another chase cc) are marked negative because of 30 day lates that are from over 7 yrs ago & have since fallen off my reports. Is this accurate? I thought once the lates roll off, the TL was supposed to be reporting as a positive TL. If it is inaccurate, what can I do to fix it? And is it possible to see ~any~ score increase from these 2 accts being reported as positive TLs.
Is that all that was reported on the TLs? the lates? It wasn't charged off? Then yes, if all lates have fallen off, it should revert to a positive TL.
Yes. It was only lates. I suppose it's possible at some point in the past (I.e. pre-2005) they may have had bigger lates than 30 days but they were not CO's. both PIF with zero balance. How do I get them to switch to positive since its not doing it automatically?