So I have once collection company that has multiple accounts ranging from 3 medical to 5 utility accounts and 2 court tickets that are all from late 2010 and 2011 when I lost full-time employment. They are reporting to Experian for all accounts individually as collection accounts-or accounts in bad standing. The question is do I send 1 DV letter to the collection company for all accounts or do I send DV letters for each individual account? I just found a full-time job with a great salary and want to get on the right track. This collection company has sued me in the past and garnished my wages. They are the reason I filed bankruptcy in 2009. I just don't want to go down that road again.