Okay, if things could not get more confusing, I had a balance increase (from $8 to $41 on my $600 credit limit CC) and I got a 1 point increase in my credit score.... what in the world is going on here??? I don't think I will ever get this whole credit thing! lol
I have been trying to keep my utl at 0% or under 5%, is keeping something on your CC better than having a 0 balance?
Starting Score: 06/2010- EQ 464 01/2012-EQ 512 April Score: EQ 679 4/12TU- 677 EX- 699 (FAKO) Current Score: 05/2012-EQ 691 4/12TU- 706 EX- 720(FAKO) Goal Score: 700 by 05/2012- MADE IT!!!!