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So, there's been a huge stop sign put up on the road to my recovery. Two collections that used to be on TransUnion only- were removed through the dispute process approximately 3-4 months ago have just popped up on my Equifax and Experian. Experian down 7 points, Equifax down 5 One for $77 from 2013 and one for $162 from 2014. I guess I should be grateful that I didn't take a much bigger hit, but it still sucks. They are both with the same collection agency- hoping they will do a PFD for payment in full. GRRRRRRR---AAAAHHHH---BLAHHHH
Keep your head up and keep workin', those score drops are minute. Remember, this is a marathon. Negotiate some PFDs and they'll be gone before you know it!
Keep working. Hopefully you get to PFD and will get the points back.
Rebuilding does take time and patience