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Only have 1 cc trying to fix credit

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Anonymous
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Re: Only have 1 cc trying to fix credit

Should I try the capitalone tool finder will that hit my score?
Message 11 of 14
Anonymous
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Re: Only have 1 cc trying to fix credit

Cap1 prequal is a SP. You might think about trying the creditchecktotal.com $1 trial for updated FICO 08 scores for all 3 bureaus.
Message 12 of 14
Anonymous
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Re: Only have 1 cc trying to fix credit

What is a sp?
Message 13 of 14
Anonymous
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Re: Only have 1 cc trying to fix credit

SP is Soft Pull. It's an inquiry that doesn't show on reports that lenders pull. HP is Hard Pull and does show. Any reports you pull are SP.
Message 14 of 14
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